Home Insurance Extra

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Protect more of the things that matter to you

Take comfort in our home insurance extra policy which is provided and underwritten by Legal & General. The Extra policy may be suitable for those who have built their homes and possessions up, have more to insure and would like the added peace of mind that comes with this cover.

Extra Home Insurance Summary

FEATURE EXTRA COVER
BUILDINGS COVER Sum insured will be estimated but can be increased
Minimum compulsory excess £100
Alternative accommodation £50,000
Damage to buildings (Including but not limited to Storm, flood, fire, smoke, earthquake)
Escape of water and leakage of oil
Accidental damage for buildings (Including, but not limited to accidental breakage of fixed glass and sanitaryware)
Extended accidental damage for buildings Extended accidental damage for buildings
CONTENTS COVER Sum insured will be estimated but can be increased
Minimum compulsory excess £100
High risk items Up to 33% of your contents sum insured (a minimum of £14,000)
High risk single item limit Up to 5% of your contents sum insured (a minimum of £2,000)
Theft from outbuildings Up to 10% of contents sum insured (a minimum of £5,000)
Accidental damage for contents
Extended accidental damage for contents Additional cover option

 

Important information

Please note that our home insurance is designed to cover certain unforeseen events and doesn't cover everything. It does not cover things like general wear and tear or damage that happens gradually over a period of time. There is also an excess on each claim.

These examples are only a brief list of your cover and exclusions. For more details of what is and isn't covered, please refer to our Home Insurance Extra Policy Summary and Home Insurance Extra Policy Booklet.

Don't need this much cover? Take a look at the Essentials policy.

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