Mortgage Search Results

18 mortgage products found

Two Year Discounted Rate Mortgage

An initial
rate* of 2.09%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.4% APR
Maximum
LTV 80%

Available for:

  • Available for First Time Buyer
  • Available for House Purchase
  • Available for Remortgage
  • Available for Further Borrowing
  • Available for Product Transfer

* until 30 September 2016

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Interest Rates A discount of 3.90% from our Standard Variable Rate (currently 5.99%) until 30th September 2016 (current rate payable 2.09%) and then reverting to our Standard Variable Rate from 1st October 2016
The overall cost for comparison is 5.4% APR
Maturity Date 30th September 2016
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £299 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount).
Bank Transfer Fee further info:This is the cost of transferring the funds from your mortgage account to the seller’s or current mortgage provider’s solicitor. £30
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. N/A
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

Two Year Base Rate Tracker Mortgage

An initial
rate* of 2.35%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.5% APR
Maximum
LTV 80%

Available for:

  • Available for First Time Buyer
  • Available for House Purchase
  • Available for Remortgage
  • Available for Further Borrowing
  • Available for Product Transfer

* until 30 September 2016

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Interest Rates A rate of 1.85% above the Bank of England Base Rate until 30th September 2016 (current rate payable 2.35%) and then reverting to our Standard Variable Rate (currently 5.99%) from 1st October 2016.
The overall cost for comparison is 5.5% APR
Maturity Date 30th September 2016
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £299 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount).
Bank Transfer Fee further info:This is the cost of transferring the funds from your mortgage account to the seller’s or current mortgage provider’s solicitor. £30
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 3% of the amount repaid if redeemed on or before 30th September 2016
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

Two Year Fixed Rate Mortgage

An initial
rate* of 2.64%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.5% APR
Maximum
LTV 60%

Available for:

  • Available for First Time Buyer
  • Available for House Purchase
  • Available for Remortgage
  • Available for Further Borrowing
  • Available for Product Transfer

* until 30 September 2016

Show Product Details Hide Product Details
Interest Rates Initial rate of 2.64% until 30th September 2016 reverting to our Standard Variable Rate (currently 5.99%) from 1st October 2016
The overall cost for comparison is 5.5% APR
Maturity Date 30th September 2016
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 60%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount).
Bank Transfer Fee further info:This is the cost of transferring the funds from your mortgage account to the seller’s or current mortgage provider’s solicitor. £30
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 3% of the amount repaid if redeemed on or before 30th September 2016
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

Two Year Fixed Rate Mortgage

An initial
rate* of 2.77%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.6% APR
Maximum
LTV 80%

Available for:

  • Available for First Time Buyer
  • Available for House Purchase
  • Available for Remortgage
  • Available for Further Borrowing
  • Available for Product Transfer

* until 30 September 2016

Show Product Details Hide Product Details
Interest Rates Initial rate of 2.77% until 30th September 2016 reverting to our Standard Variable Rate (currently 5.99%) from 1st October 2016
The overall cost for comparison is 5.6% APR
Maturity Date 30th September 2016
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £299 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount).
Bank Transfer Fee further info:This is the cost of transferring the funds from your mortgage account to the seller’s or current mortgage provider’s solicitor. £30
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 3% of the amount repaid if redeemed on or before 30th September 2016
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

Two Year Fixed Rate Mortgage

An initial
rate* of 2.98%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.5% APR
Maximum
LTV 80%

Available for:

  • Available for First Time Buyer
  • Available for House Purchase
  • Not available for Remortgage
  • Not available for Further Borrowing
  • Not available for Product Transfer

* until 30 September 2016

Show Product Details Hide Product Details
Interest Rates Initial rate of 2.98% until 30th September 2016 reverting to our Standard Variable Rate (currently 5.99%) from 1st October 2016
The overall cost for comparison is 5.5% APR
Maturity Date 30th September 2016
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount).
Bank Transfer Fee further info:This is the cost of transferring the funds from your mortgage account to the seller’s or current mortgage provider’s solicitor. £30
Incentives Free standard valuation fee (on properties up to £500k)
£300 Cashback (payable 14 days after completion)
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 3% of the amount repaid if redeemed on or before 30th September 2016
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

Two Year Fixed Rate Mortgage

An initial
rate* of 2.98%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.5% APR
Maximum
LTV 80%

Available for:

  • Not available for First Time Buyer
  • Not available for House Purchase
  • Available for Remortgage
  • Available for Further Borrowing
  • Available for Product Transfer

* until 30 September 2016

Show Product Details Hide Product Details
Interest Rates Initial rate of 2.98% until 30th September 2016 reverting to our Standard Variable Rate (currently 5.99%) from 1st October 2016
The overall cost for comparison is 5.5% APR
Maturity Date 30th September 2016
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount).
Bank Transfer Fee further info:This is the cost of transferring the funds from your mortgage account to the seller’s or current mortgage provider’s solicitor. £30
Incentives Free standard valuation fee (on properties up to £500k)
Free Legal Fees (for re-mortgages in England & Wales) or £300 Cashback (for properties in Scotland)
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 3% of the amount repaid if redeemed on or before 30th September 2016
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

Three Year Fixed Rate Mortgage

An initial
rate* of 3.06%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.4% APR
Maximum
LTV 80%

Available for:

  • Available for First Time Buyer
  • Available for House Purchase
  • Available for Remortgage
  • Available for Further Borrowing
  • Available for Product Transfer

* until 31 December 2017

Show Product Details Hide Product Details
Interest Rates Initial rate of 3.06% until 31st December 2017 reverting to our Standard Variable Rate (currently 5.99%) from 1st January 2018
The overall cost for comparison is 5.4% APR
Maturity Date 31st December 2017
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £250 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount).
Bank Transfer Fee further info:This is the cost of transferring the funds from your mortgage account to the seller’s or current mortgage provider’s solicitor. £30
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 3% of the amount repaid if redeemed on or before 31st December 2017
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

Three Year Fixed Rate Mortgage

An initial
rate* of 3.30%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.4% APR
Maximum
LTV 80%

Available for:

  • Not available for First Time Buyer
  • Not available for House Purchase
  • Available for Remortgage
  • Available for Further Borrowing
  • Available for Product Transfer

* until 31 December 2017

Show Product Details Hide Product Details
Interest Rates Initial rate of 3.30% until 31st December 2017 reverting to our Standard Variable Rate (currently 5.99%) from 1st January 2018
The overall cost for comparison is 5.4% APR
Maturity Date 31st December 2017
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount).
Bank Transfer Fee further info:This is the cost of transferring the funds from your mortgage account to the seller’s or current mortgage provider’s solicitor. £30
Incentives Free standard valuation fee (on properties up to £500k)
Free Legal Fees (for re-mortgages in England & Wales) or £300 Cashback (for properties in Scotland)
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 3% of the amount repaid if redeemed on or before 31st December 2017
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

Three Year Fixed Rate Mortgage

An initial
rate* of 3.30%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.4% APR
Maximum
LTV 80%

Available for:

  • Available for First Time Buyer
  • Available for House Purchase
  • Not available for Remortgage
  • Not available for Further Borrowing
  • Not available for Product Transfer

* until 31 December 2017

Show Product Details Hide Product Details
Interest Rates Initial rate of 3.30% until 31st December 2017 reverting to our Standard Variable Rate (currently 5.99%) from 1st January 2018
The overall cost for comparison is 5.4% APR
Maturity Date 31st December 2017
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount).
Bank Transfer Fee further info:This is the cost of transferring the funds from your mortgage account to the seller’s or current mortgage provider’s solicitor. £30
Incentives Free standard valuation fee (on properties up to £500k)
£300 Cashback (payable 14 days after completion)
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 3% of the amount repaid if redeemed on or before 31st December 2017
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

Five Year Fixed Rate Mortgage

An initial
rate* of 3.52%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.1% APR
Maximum
LTV 80%

Available for:

  • Available for First Time Buyer
  • Available for House Purchase
  • Available for Remortgage
  • Available for Further Borrowing
  • Available for Product Transfer

* until 30 September 2019

Show Product Details Hide Product Details
Interest Rates Initial rate of 3.52% until 30th September 2019 reverting to our Standard Variable Rate (currently 5.99%) from 1st October 2019
The overall cost for comparison is 5.1% APR
Maturity Date 30th September 2019
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount).
Bank Transfer Fee £30
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 5%, 4%, 3%, 2%, 1% of the amount repaid if redeemed on or before 30th September 2019
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

Two Year Fixed Rate Mortgage

An initial
rate* of 3.99%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.8% APR
Maximum
LTV 90%

Available for:

  • Available for First Time Buyer
  • Available for House Purchase
  • Not available for Remortgage
  • Not available for Further Borrowing
  • Not available for Product Transfer

* until 31 December 2016

Show Product Details Hide Product Details
Interest Rates Initial rate of 3.99% until 31st December 2016 reverting to our Standard Variable Rate (currently 5.99%) from 1st January 2017
The overall cost for comparison is 5.8% APR
Maturity Date 31st December 2016
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 90%
Loan Amount £10,000 - £500,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Bank Transfer Fee further info:This is the cost of transferring the funds from your mortgage account to the seller’s or current mortgage provider’s solicitor. £30
Incentives Free standard valuation fee (on properties up to £500k)
£300 Cashback
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. None
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

Two Year Fixed Rate Mortgage

An initial
rate* of 3.99%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.8% APR
Maximum
LTV 90%

Available for:

  • Not available for First Time Buyer
  • Not available for House Purchase
  • Available for Remortgage
  • Available for Further Borrowing
  • Available for Product Transfer

* until 31 December 2016

Show Product Details Hide Product Details
Interest Rates Initial rate of 3.99% until 31st December 2016 reverting to our Standard Variable Rate (currently 5.99%) from 1st January 2017
The overall cost for comparison is 5.8% APR
Maturity Date 31st December 2016
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 90%
Loan Amount £10,000 - £500,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Bank Transfer Fee further info:This is the cost of transferring the funds from your mortgage account to the seller’s or current mortgage provider’s solicitor. £30
Incentives Free Standard Valuation Fee (on properties up to and including £500k)
Free Legal Fees (on re-mortgages in England only) or £300 Cashback (for re-mortgages in Scotland)
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. None
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

Ten Year Fixed Rate Mortgage

An initial
rate* of 4.49%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.1% APR
Maximum
LTV 80%

Available for:

  • Available for First Time Buyer
  • Available for House Purchase
  • Available for Remortgage
  • Available for Further Borrowing
  • Available for Product Transfer

* until 30 September 2024

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Interest Rates Initial rate of 4.49% until 30th September 2024 reverting to our Standard Variable Rate (currently 5.99%) from 1st October 2024
The overall cost for comparison is 5.1% APR
Maturity Date 30th September 2024
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount).
Bank Transfer Fee £30
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 5% of the amount repaid if redeemed on or before 30th September 2019
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

Five Year Fixed Rate Mortgage

An initial
rate* of 4.69%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.6% APR
Maximum
LTV 90%

Available for:

  • Available for First Time Buyer
  • Available for House Purchase
  • Not available for Remortgage
  • Not available for Further Borrowing
  • Not available for Product Transfer

* until 31 December 2019

Show Product Details Hide Product Details
Interest Rates Initial rate of 4.69% until 31st December 2019 reverting to our Standard Variable Rate (currently 5.99%) from 1st January 2020
The overall cost for comparison is 5.6% APR
Maturity Date 31st December 2019
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 90%
Loan Amount £10,000 - £500,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Bank Transfer Fee further info:This is the cost of transferring the funds from your mortgage account to the seller’s or current mortgage provider’s solicitor. £30
Incentives Free Standard Valuation (on properties up to and including £500k)
£300 Cashback
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 5%, 4%, 3%, 2%, 1% of the amount repaid if redeemed on or before 31st December 2019
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

Five Year Fixed Rate Mortgage

An initial
rate* of 4.69%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.6% APR
Maximum
LTV 90%

Available for:

  • Not available for First Time Buyer
  • Not available for House Purchase
  • Available for Remortgage
  • Available for Further Borrowing
  • Available for Product Transfer

* until 31 December 2019

Show Product Details Hide Product Details
Interest Rates Initial rate of 4.69% until 31st December 2019 reverting to our Standard Variable Rate (currently 5.99%) from 1st January 2020
The overall cost for comparison is 5.6% APR
Maturity Date 31st December 2019
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 90%
Loan Amount £10,000 - £500,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Bank Transfer Fee further info:This is the cost of transferring the funds from your mortgage account to the seller’s or current mortgage provider’s solicitor. £30
Incentives Free Standard Valuation (on properties up to and including £500k)
Free Legal Fees (on re-mortgages in England & Wales) or £300 Cashback (for re-mortgages in Scotland)
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 5%, 4%, 3%, 2%, 1% of the amount repaid if redeemed on or before 31st December 2019
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

Five Year Fixed Rate Mortgage

An initial
rate* of 5.99%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 6.2% APR
Maximum
LTV 95%

Available for:

  • Available for First Time Buyer
  • Available for House Purchase
  • Not available for Remortgage
  • Not available for Further Borrowing
  • Not available for Product Transfer

* until 30 September 2019

Show Product Details Hide Product Details
Interest Rates Initial rate of 5.99% until 30th September 2019 reverting to our Standard Variable Rate (currently 5.99%) from 1st October 2019
The overall cost for comparison is 6.2% APR
Maturity Date 30th September 2019
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 95%
Loan Amount £10,000 - £350,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0
Bank Transfer Fee further info:This is the cost of transferring the funds from your mortgage account to the seller’s or current mortgage provider’s solicitor. £30
Incentives Free standard valuation fee (on properties up to £500k)
£300 Cashback (payable 14 days after completion)
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 5%, 4%, 3%, 2%, 1% of the amount repaid if redeemed on or before 30th September 2019
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

Five Year Fixed Rate Mortgage

An initial
rate* of 5.99%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 6.2% APR
Maximum
LTV 95%

Available for:

  • Not available for First Time Buyer
  • Not available for House Purchase
  • Available for Remortgage
  • Available for Further Borrowing
  • Available for Product Transfer

* until 30 September 2019

Show Product Details Hide Product Details
Interest Rates Initial rate of 5.99% until 30th September 2019 reverting to our Standard Variable Rate (currently 5.99%) from 1st October 2019
The overall cost for comparison is 6.2% APR
Maturity Date 30th September 2019
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 95%
Loan Amount £10,000 - £350,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0
Bank Transfer Fee further info:This is the cost of transferring the funds from your mortgage account to the seller’s or current mortgage provider’s solicitor. £30
Incentives Free standard valuation fee (on properties up to £500k)
Free Legal Fees (for re-mortgages in England & Wales) or £300 Cashback (for properties in Scotland)
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 5% ,4%, 3%, 2%, 1% of the amount repaid if redeemed on or before 30th September 2019
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

Standard Variable Rate

An initial
rate* of 5.99%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 6.2% APR
Maximum
LTV 95%

Available for:

  • Available for First Time Buyer
  • Available for House Purchase
  • Available for Remortgage
  • Available for Further Borrowing
  • Available for Product Transfer

*for the life of the loan

Show Product Details Hide Product Details
Interest Rates Standard Variable Rate (currently 5.99%) for the life of the loan.
The overall cost for comparison is 6.2% APR
Maturity Date n/a
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 95%
Loan Amount £10,000 - £350,000
Minimum Property Value/Purchase Price £40,000
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0
Bank Transfer Fee further info:This is the cost of transferring the funds from your mortgage account to the seller’s or current mortgage provider’s solicitor. £30
Incentives Free Standard Valuation (on properties up to £500k)
Free Legal fees (on re-mortgages in England & Wales) or £300 Cashback (on re-mortgages in Scotland and all house purchases)
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. n/a
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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Mortgage Help & Next Steps

  • Talk to our mortgage advisors
    0345 606 4488(local rate charge but calls from mobiles may cost more)
  • Or pop into your local branch
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