Mortgage Search Results

22 mortgage products found

Two Year Discounted Rate Mortgage

An initial
rate* of 2.06%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.5% APR
Maximum
LTV 60%

* until 31 March 2017

Show Product Details Hide Product Details
Interest Rates A discount of 3.93% from our Standard Variable Rate (currently 5.99%) until 31st March 2017 (current rate payable 2.06%) and then reverting to our Standard Variable Rate from 1st April 2017
The overall cost for comparison is 5.5% APR
Maturity Date 31st March 2017
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 60%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount).
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. N/A

Two Year Discounted Rate Mortgage

An initial
rate* of 2.14%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.5% APR
Maximum
LTV 80%

* until 31 March 2017

Show Product Details Hide Product Details
Interest Rates A discount of 3.85% from our Standard Variable Rate (currently 5.99%) until 31st March 2017 (current rate payable 2.14%) and then reverting to our Standard Variable Rate from 1st April 2017
The overall cost for comparison is 5.5% APR
Maturity Date 31st March 2017
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £199 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount).
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. N/A

Two Year Base Rate Tracker Mortgage

An initial
rate* of 2.18%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.4% APR
Maximum
LTV 80%

* until 31 March 2017

Show Product Details Hide Product Details
Interest Rates A rate of 1.68% above the Bank of England Base Rate until 31st March 2017 (current rate payable 2.18%) and then reverting to our Standard Variable Rate (currently 5.99%) from 1st April 2015.
The overall cost for comparison is 5.4% APR
Maturity Date 31st March 2017
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount).
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. None

Two Year Fixed Rate Mortgage

An initial
rate* of 2.27%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.5% APR
Maximum
LTV 60%

* until 31 March 2017

Show Product Details Hide Product Details
Interest Rates Initial rate of 2.27% until 31st March 2017 reverting to our Standard Variable Rate (currently 5.99%) from 1st April 2017
The overall cost for comparison is 5.5% APR
Maturity Date 31st March 2017
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 60%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount).
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. None

Two Year Fixed Rate Mortgage

An initial
rate* of 2.46%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.5% APR
Maximum
LTV 80%

* until 31 March 2017

Show Product Details Hide Product Details
Interest Rates Initial rate of 2.46% until 31st March 2017 reverting to our Standard Variable Rate (currently 5.99%) from 1st April 2017
The overall cost for comparison is 5.5% APR
Maturity Date 31st March 2017
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount)
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. None

Two Year Fixed Rate Mortgage

An initial
rate* of 2.66%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.5% APR
Maximum
LTV 80%

* until 31 March 2017

Show Product Details Hide Product Details
Interest Rates Initial rate of 2.66% until 31st March 2017 reverting to our Standard Variable Rate (currently 5.99%) from 1st April 2017
The overall cost for comparison is 5.5% APR
Maturity Date 31st March 2017
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £50,000
Available to First Time Buyer, House Purchase, Remortgage, Further Borrowing, Product Transfer.
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount)
Incentives Free standard valuation fee (on properties up to £500k)
Free Legal Fees (for re-mortgages in England & Wales only)
£300 Cashback for House Purchases and re-mortgages in Scotland & Northern Ireland
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. None

Three Year Fixed Rate Mortgage

An initial
rate* of 2.75%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.2% APR
Maximum
LTV 80%

* until 30 April 2018

Show Product Details Hide Product Details
Interest Rates Initial rate of 2.75% until 30th April 2018 reverting to our Standard Variable Rate (currently 5.99%) from 1st May 2018
The overall cost for comparison is 5.2% APR
Maturity Date 30th April 2018
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £50,000
Available to First Time Buyer, House Purchase, Remortgage, Further Borrowing, Product Transfer.
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount)
Incentives Free standard valuation fee (on properties up to £500k)
Free Legal Fees (for re-mortgages in England & Wales only)
£300 Cashback for House Purchases and re-mortgages in Scotland
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 3% of the amount repaid if redeemed on or before 30th April 2018

Two Year Discounted Rate Mortgage

An initial
rate* of 2.89%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.7% APR
Maximum
LTV 90%

* until 30 April 2017

Show Product Details Hide Product Details
Interest Rates A discount of 3.10% from our Standard Variable Rate (currently 5.99%) until 30th April 2017 (current rate payable 2.89%) and then reverting to our Standard Variable Rate from 1st May 2017
The overall cost for comparison is 5.7% APR
Maturity Date 30th April 2017
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 90%
Loan Amount £10,000 - £500,000
Minimum Property Value/Purchase Price £50,000
Available to First Time Buyer, House Purchase, Remortgage, Further Borrowing, Product Transfer.
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £800
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. N/A

Five Year Fixed Rate Mortgage

An initial
rate* of 2.99%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 4.9% APR
Maximum
LTV 80%

* until 30 April 2020

Show Product Details Hide Product Details
Interest Rates Initial rate of 2.99% until 30th April 2020 reverting to our Standard Variable Rate (currently 5.99%) from 1st May 2020
The overall cost for comparison is 4.9% APR
Maturity Date 30th April 2020
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £50,000
Available to First Time Buyer, House Purchase, Remortgage, Further Borrowing, Product Transfer.
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount)
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 5%, 4%, 3%, 2%, 1% of the amount repaid if redeemed on or before 30th April 2020

Two Year Discounted Rate Mortgage

An initial
rate* of 3.10%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.6% APR
Maximum
LTV 90%

* until 30 April 2017

Show Product Details Hide Product Details
Interest Rates A discount of 2.89% from our Standard Variable Rate (currently 5.99%) until 30th April 2017 (current rate payable 3.10%) and then reverting to our Standard Variable Rate from 1st May 2017
The overall cost for comparison is 5.6% APR
Maturity Date 30th April 2017
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 90%
Loan Amount £10,000 - £500,000
Minimum Property Value/Purchase Price £50,000
Available to First Time Buyer, House Purchase, Remortgage, Further Borrowing, Product Transfer.
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £200
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. N/A

Two Year Fixed Rate Mortgage

An initial
rate* of 3.15%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.6% APR
Maximum
LTV 85%

* until 31 March 2017

Show Product Details Hide Product Details
Interest Rates Initial rate of 3.15% until 31st March 2017 reverting to our Standard Variable Rate (currently 5.99%) from 1st April 2017
The overall cost for comparison is 5.6% APR
Maturity Date 31st March 2017
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 85%
Loan Amount £10,000 - £750,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount).
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. None

Five Year Fixed Rate Mortgage

An initial
rate* of 3.25%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.0% APR
Maximum
LTV 80%

* until 31 March 2020

Show Product Details Hide Product Details
Interest Rates Initial rate of 3.25% until 31st March 2020 reverting to our Standard Variable Rate (currently 5.99%) from 1st April 2020
The overall cost for comparison is 5.0% APR
Maturity Date 31st March 2020
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £50,000
Available to First Time Buyer, House Purchase, Remortgage, Further Borrowing, Product Transfer.
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0 (payable upfront and non refundable)
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount)
Incentives Free standard valuation fee (on properties up to £500k)
Free Legal Fees (for re-mortgages in England & Wales only)
£300 Cashback for House Purchases and re-mortgages in Scotland & Northern Ireland
Bank Transfer Fee £30
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 5%, 4%, 3%, 2%, 1% of amount repaid until 31st March 2020

Ten Year Fixed Rate Mortgage

An initial
rate* of 3.71%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 4.5% APR
Maximum
LTV 60%

* until 30 April 2025

Show Product Details Hide Product Details
Interest Rates Initial rate of 3.71% until 30th April 2025 reverting to our Standard Variable Rate (currently 5.99%) from 1st May 2025
The overall cost for comparison is 4.5% APR
Maturity Date 30th April 2025
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 60%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Available to First Time Buyer, House Purchase, Remortgage, Further Borrowing, Product Transfer.
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount)
Incentives Free standard valuation fee (on properties up to £500k)
Free Legal Fees (for re-mortgages in England & Wales only)
£300 Cashback for House Purchases and re-mortgages in Scotland
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 5% of the amount repaid if redeemed on or before 30th April 2020

Two Year Discounted Rate Mortgage

An initial
rate* of 3.84%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.8% APR
Maximum
LTV 95%

* until 30 April 2017

Show Product Details Hide Product Details
Interest Rates A discount of 2.15% from our Standard Variable Rate (currently 5.99%) until 30th April 2017 (current rate payable 3.84%) and then reverting to our Standard Variable Rate from 1st May 2017
The overall cost for comparison is 5.8% APR
Maturity Date 30th April 2017
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 95%
Loan Amount £10,000 - £350,000
Minimum Property Value/Purchase Price £50,000
Available to First Time Buyer, House Purchase, Remortgage, Further Borrowing, Product Transfer.
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £199 (payable upfront and non refundable)
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. N/A

Two Year Fixed Rate Mortgage

An initial
rate* of 4.05%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.8% APR
Maximum
LTV 90%

* until 31 March 2017

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Interest Rates Initial rate of 4.05% until 31st March 2017 reverting to our Standard Variable Rate (currently 5.99%) from 1st April 2017
The overall cost for comparison is 5.8% APR
Maturity Date 31st March 2017
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 90%
Loan Amount £10,000 - £500,000
Minimum Property Value/Purchase Price £50,000
Available to First Time Buyer, House Purchase, Remortgage, Further Borrowing, Product Transfer.
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Incentives Free standard valuation fee (on properties up to £500k)
Free Legal Fees (for re-mortgages in England & Wales only)
£300 Cashback for House Purchases and re-mortgages in Scotland & Northern Ireland
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. None

Ten Year Fixed Rate Mortgage

An initial
rate* of 4.25%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 4.9% APR
Maximum
LTV 80%

* until 31 March 2025

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Interest Rates Initial rate of 4.25% until 31st March 2025 reverting to our Standard Variable Rate (currently 5.99%) from 1st April 2025
The overall cost for comparison is 4.9% APR
Maturity Date 31st March 2025
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 80%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £40,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount)
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 5% of the amount repaid if redeemed on or before 31st March 2020

Two Year Discounted Rate Mortgage

An initial
rate* of 4.32%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.8% APR
Maximum
LTV 95%

* until 30 April 2017

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Interest Rates A discount of 1.67% from our Standard Variable Rate (currently 5.99%) until 30th April 2017 (current rate payable 4.32%) and then reverting to our Standard Variable Rate from 1st May 2017
The overall cost for comparison is 5.8% APR
Maturity Date 30th April 2017
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 95%
Loan Amount £10,000 - £350,000
Minimum Property Value/Purchase Price £50,000
Available to First Time Buyer, House Purchase, Remortgage, Further Borrowing, Product Transfer.
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0
Incentives Free standard valuation fee (on properties up to £500k)
Free Legal Fees (for re-mortgages in England & Wales only)
£300 Cashback for House Purchases and re-mortgages in Scotland
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. N/A

Five Year Fixed Rate Mortgage

An initial
rate* of 4.45%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.5% APR
Maximum
LTV 90%

* until 31 March 2020

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Interest Rates Initial rate of 4.45% until 31st March 2020 reverting to our Standard Variable Rate (currently 5.99%) from 1st April 2020
The overall cost for comparison is 5.5% APR
Maturity Date 31st March 2020
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 90%
Loan Amount £10,000 - £500,000
Minimum Property Value/Purchase Price £50,000
Available to First Time Buyer, House Purchase, Remortgage, Further Borrowing, Product Transfer.
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0 (payable upfront and non refundable)
Incentives Free standard valuation fee (on properties up to £500k)
Free Legal Fees (for re-mortgages in England & Wales only)
£300 Cashback for House Purchases and re-mortgages in Scotland & Northern Ireland
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 5%, 4%, 3%, 2%, 1% of amount repaid until 31.03.2020

Ten Year Fixed Rate Mortgage

An initial
rate* of 4.75%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.3% APR
Maximum
LTV 90%

* until 30 April 2025

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Interest Rates Initial rate of 4.75% until 30th April 2025 reverting to our Standard Variable Rate (currently 5.99%) from 1st May 2025
The overall cost for comparison is 5.3% APR
Maturity Date 30th April 2025
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 90%
Loan Amount £10,000 - £1,000,000
Minimum Property Value/Purchase Price £50,000
Available to First Time Buyer, House Purchase, Remortgage, Further Borrowing, Product Transfer.
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0 (Where the loan amount exceeds £500,000 the completion fee charged will be 0.30% of the advance amount)
Incentives Free standard valuation fee (on properties up to £500k)
Free Legal Fees (for re-mortgages in England & Wales only)
£300 Cashback for House Purchases and re-mortgages in Scotland
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 5% of the amount repaid if redeemed on or before 30th April 2020

Two Year Fixed Rate Mortgage

An initial
rate* of 4.99%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 6.0% APR
Maximum
LTV 95%

* until 31 March 2017

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Interest Rates Initial rate of 4.99% until 31st March 2017 reverting to our Standard Variable Rate (currently 5.99%) from 1st April 2017
The overall cost for comparison is 6.0% APR
Maturity Date 31st March 2017
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 95%
Loan Amount £10,000 - £350,000
Minimum Property Value/Purchase Price £50,000
Available to First Time Buyer, House Purchase, Remortgage, Further Borrowing, Product Transfer.
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0
Incentives Free standard valuation fee (on properties up to £500k)
Free Legal Fees (for re-mortgages in England & Wales only)
£300 Cashback for House Purchases and re-mortgages in Scotland & Northern Ireland
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. None

Five Year Fixed Rate Mortgage

An initial
rate* of 5.20%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 5.8% APR
Maximum
LTV 95%

* until 31 March 2020

Show Product Details Hide Product Details
Interest Rates Initial rate of 5.20% until 31st March 2020 reverting to our Standard Variable Rate (currently 5.99%) from 1st April 2020
The overall cost for comparison is 5.8% APR
Maturity Date 31st March 2020
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 95%
Loan Amount £10,000 - £350,000
Minimum Property Value/Purchase Price £50,000
Available to First Time Buyer, House Purchase, Remortgage, Further Borrowing, Product Transfer.
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day.
Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0
Incentives Free standard valuation fee (on properties up to £500k)
Free Legal Fees (for re-mortgages in England & Wales only)
£300 Cashback for House Purchases and re-mortgages in Scotland & Northern Ireland
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. 5%, 4%, 3%, 2%, 1% of amount repaid until 31.03.2020

Standard Variable Rate

An initial
rate* of 5.99%
Followed by our
SVR, currently 5.99%
Overall cost for
comparison 6.2% APR
Maximum
LTV 95%

*for the life of the loan

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Interest Rates Standard Variable Rate (currently 5.99%) for the life of the loan.
The overall cost for comparison is 6.2% APR
Maturity Date n/a
Maximum Loan to Value (LTV) further info: This is the amount we would be prepared to lend as a percentage of the value of the property. So if the property was worth £100,000 and the LTV for a product was 75%, the most we would lend on that property would be £75,000. 95%
Loan Amount £10,000 - £350,000
Minimum Property Value/Purchase Price £50,000
Minimum Term 5 Years
Reservation Fee further info: On some products, especially those that are likely to be very popular, a reservation fee is required to secure your chosen mortgage deal. This fee is payable upfront and is non refundable if the application does not proceed. £0
Completion Fee further info: This fee is dependent upon the mortgage product chosen and impacts on the rate made available to you. This fee is payable at completion of the loan and may be added to the loan depending upon the amount you borrow against the value of the property. If the fee is debited to the mortgage account, interest will be payable on this from the date of completion and the fee will also be included in the balance on which your monthly payment is calculated. £0
Bank Transfer Fee further info:This is the cost of transferring the funds from your mortgage account to the seller’s or current mortgage provider’s solicitor. £30
Incentives Free Standard Valuation (on properties up to £500k)
Free Legal fees (on re-mortgages in England & Wales) or £300 Cashback (on re-mortgages in Scotland and all house purchases)
Early Repayment Charge further info: This fee or additional interest is payable if you repay part or all of your mortgage loan before a pre agreed date (the end date of your mortgage product). This usually represents a percentage of the amount you repay and varies according to the product selected. n/a
Insurance We have a range of insurance schemes available. Should you decide not to take our buildings insurance a £27 initial fee will be charged as well as a £5 annual fee.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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Mortgage Help & Next Steps

  • Talk to our mortgage advisors
    0345 606 4488(local rate charge but calls from mobiles may cost more)
 
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