Fixed Rate Bonds

Fixed Rate Bonds are low risk investments with a fixed rate of interest, meaning you'll get a competitive rate that won't change for a set period of time. We offer a range of investment bonds with varying rates and terms, so take a look at the selection below to see which is right for you.

Withdrawals are only permitted on up to 25% of the amount you chose to invest into our current fixed rate bond range.

At Newcastle Building Society we understand that circumstances change and that these are often outside of your control and cannot be foreseen. Where your circumstances change we will review each request and we may allow you to break the withdrawal conditions of your product with no penalty.

If your circumstances have changed and you require full access to your funds please contact us with details of the changes in circumstances, we may ask you for documentary evidence or information to support your request.

We change our products regularly; to keep up to date with new product releases, sign up to our newsletter.

Newcastle Two Year Fixed Rate Bond (Issue 9)

up to 1.50%
GROSS/AER*
  • Fixed rate of interest until February 2018
  • Invest between £500 and £250,000
  • Withdrawals are allowed on up to 25% of the invested amount without notice or penalty. No further withdrawals are permitted until maturity.
 Show Details & Apply Hide Details

Important Information: Withdrawals are allowed on up to 25% of the invested amount without notice or penalty. No further withdrawals are permitted until maturity.

General Savings Terms and Conditions - We strongly recommend you print and retain a copy. Savings Guide - a helpful guide to show you what you can do with your new accountNeed more assistance? Speak to an advisor on 0345 734 4345

Summary Box - Key Product Information for our Savings Account

Account Name Newcastle Two Year Fixed Rate Bond (Issue 9)
Interest Rates
Annual-Fixed (Gross/AER)
1.50%
Monthly-Fixed (Gross)
1.49%
Monthly-Fixed (AER)
1.50%
Tax Status Interest will be paid after the deduction of income tax at the appropriate rate unless you request otherwise.
Bonus No bonus is applicable.
Withdrawal arrangements Withdrawals/transfers can be made on up to 25% of the invested amount without notice or penalty. Further withdrawals are not permitted until maturity (22 February 2018).
Access In branch, by post or online.
  Additional Important Information
Maturity Date 22nd February 2018
Interest Payment (Annually) 22nd February 2017 and on maturity (22nd February 2018)
Interest Payment (Monthly) Last business day
Minimum Balance £500
Maximum Balance £250,000

Product Special Conditions

The Newcastle's Savings General Terms & Conditions will apply unless they are inconsistent with these Special Conditions, effective from the date of the account opening.

  1. The Account is a fixed rate account.
  2. The Account can be operated in branch, by post or online.
  3. The minimum investment in the Account is £500 the maximum is £250,000.
  4. The Account can be held in single or joint names.
  5. After placing your Investment in the Account you may make further deposits while the Account is a current issue. The Account is a limited issue and may be withdrawn at any time. We will not inform you when the Account becomes a closed issue. The Account is therefore not suitable for regular investments.
  6. Withdrawals/transfers can be made on up to 25% of the invested amount without notice or penalty. Further withdrawals are not permitted until maturity (22 February 2018).
  7. On maturity the Account will automatically transfer to the Newcastle's designated Maturity Account. We will write to you at least 21 days prior to maturity to advise you of the Terms and Conditions of your new Account. Whilst we cannot guarantee what the rate on the Maturity Account will be at this time, we can confirm that the access terms will be no more onerous and the term will be no more than three months longer than this Account.
  8. Following the day of maturity you have 28 days in which to withdraw funds penalty free, thereafter the maturity Account Terms & Conditions will apply. For the avoidance of doubt closure of the Account or transfers to another account with the Society or to another provider are classed as withdrawals
  9. Interest is calculated daily and is paid on 22nd February 2017 and on maturity (22nd February 2018) or monthly
  10. Should the final day of a calendar month be a business day then any monthly interest paid to a third party will be paid on that day. Otherwise it will be paid on the following business day. Any final monthly interest due on maturity will be credited to the Account.
  11. If any monthly interest payable is less than £1, it will not be paid away to a third party bank or building society. The amount due will be accrued on the account and will be paid once the cumulative interest earned is greater than £1, on the last business day of the following month.
  12. Interest can be paid to your Account, to another account with the Newcastle or to a third party bank or building society account.
  13. Details are correct as at 22nd January 2016.

Newcastle Five Year Fixed Rate Bond (Issue 9)

up to 2.10%
GROSS/AER*
  • Fixed rate of interest until February 2021
  • Invest between £500 and £250,000
  • Withdrawals are allowed on up to 25% of the invested amount without notice or penalty. No further withdrawals are permitted until maturity.
 Show Details & Apply Hide Details

Important Information: Withdrawals are allowed on up to 25% of the invested amount without notice or penalty. No further withdrawals are permitted until maturity.

General Savings Terms and Conditions - We strongly recommend you print and retain a copy. Savings Guide - a helpful guide to show you what you can do with your new accountNeed more assistance? Speak to an advisor on 0345 734 4345

Summary Box - Key Product Information for our Savings Account

Account Name Newcastle Five Year Fixed Rate Bond (Issue 9)
Interest Rates
Annual-Fixed (Gross/AER)
2.10%
Monthly-Fixed (Gross)
2.08%
Monthly-Fixed (AER)
2.10%
Tax Status Interest will be paid after the deduction of income tax at the appropriate rate unless you request otherwise.
Bonus No bonus is applicable.
Withdrawal arrangements Withdrawals/transfers can be made on up to 25% of the invested amount without notice or penalty. Further withdrawals are not permitted until maturity (22 February 2021).
Access In branch, by post or online.
  Additional Important Information
Maturity Date 22nd February 2021
Interest Payment (Annually) 22nd February 2017, 2018, 2019, 2020 and on maturity (22nd February 2021)
Interest Payment (Monthly) Last business day
Minimum Balance £500
Maximum Balance £250,000

Product Special Conditions

The Newcastle's Savings General Terms & Conditions will apply unless they are inconsistent with these Special Conditions, effective from the date of the account opening.

  1. The Account is a fixed rate account.
  2. The Account can be operated in branch, by post or online.
  3. The minimum investment in the Account is £500 the maximum is £250,000.
  4. The Account can be held in single or joint names.
  5. After placing your Investment in the Account you may make further deposits while the Account is a current issue. The Account is a limited issue and may be withdrawn at any time. We will not inform you when the Account becomes a closed issue. The Account is therefore not suitable for regular investments.
  6. Withdrawals/transfers can be made on up to 25% of the invested amount without notice or penalty. Further withdrawals are not permitted until maturity (22 February 2021).
  7. On maturity the Account will automatically transfer to the Newcastle's designated Maturity Account. We will write to you at least 21 days prior to maturity to advise you of the Terms and Conditions of your new Account. Whilst we cannot guarantee what the rate on the Maturity Account will be at this time, we can confirm that the access terms will be no more onerous and the term will be no more than three months longer than this Account.
  8. Following the day of maturity you have 28 days in which to withdraw funds penalty free, thereafter the maturity Account Terms & Conditions will apply. For the avoidance of doubt closure of the Account or transfers to another account with the Society or to another provider are classed as withdrawals
  9. Interest is calculated daily and is paid on 22nd February 2017, 2018, 2019, 2020 and on maturity (22nd February 2021) or monthly
  10. Should the final day of a calendar month be a business day then any monthly interest paid to a third party will be paid on that day. Otherwise it will be paid on the following business day. Any final monthly interest due on maturity will be credited to the Account.
  11. If any monthly interest payable is less than £1, it will not be paid away to a third party bank or building society. The amount due will be accrued on the account and will be paid once the cumulative interest earned is greater than £1, on the last business day of the following month.
  12. Interest can be paid to your Account, to another account with the Newcastle or to a third party bank or building society account.
  13. Details are correct as at 22nd January 2016.

H2B ISA

Saving Help & Next Steps

  • Talk to our savings advisors
    0345 734 4345(local rate charge but calls from mobiles may cost more)
  • Or pop into your local branch
    FIND YOUR BRANCH
  • Manage your savings online
    FIND OUT MORE
 
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