Fixed Rate Bonds

Fixed Rate Bonds are low risk investments with a fixed rate of interest, meaning you'll get a competitive rate that won't change for a set period of time. We offer a range of investment bonds with varying rates and terms, so take a look at the selection below to see which is right for you.

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Newcastle One Year Fixed Rate Bond (Issue 2)

up to 1.40%
GROSS/AER*
  • Fixed rate of interest until January 2016
  • Invest between £500 and £250,000
  • Withdrawals/transfers are not permitted until maturity.
 Show Details & Apply Hide Details

Important Information:Withdrawals/transfers are not permitted until maturity, so please consider before making any investment decisions.

General Savings Terms and Conditions - We strongly recommend you print and retain a copy. Savings Guide - a helpful guide to show you what you can do with your new accountNeed more assistance? Speak to an advisor on 0345 734 4345

Summary Box - Key Product Information for our Savings Account

Account Name Newcastle One Year Fixed Rate Bond (Issue 2)
Interest Rates
Annual-Fixed (Gross/AER)
1.40%
Monthly-Fixed (Gross)
1.39%
Monthly-Fixed (AER)
1.40%
Tax Status Interest will be paid after the deduction of income tax at the appropriate rate unless you request otherwise.
Bonus No bonus is applicable.
Withdrawal arrangements Withdrawals/transfers are not permitted until maturity.
Access In branch, by post or online.
  Additional Important Information
Maturity Date 20th January 2016.
Interest Payment (Annually) On maturity (20th January 2016)
Interest Payment (Monthly) Last business day
Minimum Balance £500
Maximum Balance £250,000

Product Special Conditions

The Newcastle's Savings General Terms & Conditions will apply unless they are inconsistent with these Special Conditions, effective from the date of the account opening.

  1. The Account is a fixed rate account.
  2. The Account can be operated in branch, by post or online.
  3. The minimum investment in the Account is £500 the maximum is £250,000.
  4. The Account can be held in single or joint names.
  5. After placing your Investment in the Account you may make further deposits while the Account is a current issue. The Account is a limited issue and may be withdrawn at any time. We will not inform you when the Account becomes a closed issue. The Account is therefore not suitable for regular investments.
  6. On maturity the Account will automatically transfer to the Newcastle's designated Maturity Account. We will write to you at least 21 days prior to maturity to advise you of the Terms and Conditions of your new Account. Whilst we cannot guarantee what the rate on the Maturity Account will be at this time, we can confirm that the access terms will be no more onerous and the term will be no more than three months longer than this Account.
  7. Following the day of maturity you have 28 days in which to withdraw funds penalty free, thereafter the maturity Account Terms & Conditions will apply. For the avoidance of doubt closure of the Account or transfers to another account with the Society or to another provider are classed as withdrawals.
  8. Withdrawals/transfers are not permitted until maturity.
  9. Interest is calculated daily and is on maturity (20th January 2016) or monthly
  10. Should the final day of a calendar month be a business day then any monthly interest paid to a third party will be paid on that day. Otherwise it will be paid on the following business day. Any final monthly interest due on maturity will be credited to the Account.
  11. If any monthly interest payable is less than £1, it will not be paid away to a third party bank or building society. The amount due will be accrued on the account and will be paid once the cumulative interest earned is greater than £1, on the last business day of the following month.
  12. Interest can be paid to your Account, to another account with the Newcastle or to a third party bank or building society account.
  13. Details are correct as at 12th December 2014.

Newcastle Two Year Fixed Rate Bond (Issue 2)

up to 1.70%
GROSS/AER*
  • Fixed rate of interest until January 2017
  • Invest between £500 and £250,000
  • Withdrawals/transfers are not permitted until maturity.
 Show Details & Apply Hide Details

Important Information: Withdrawals/transfers are not permitted until maturity so please consider before making any investment decisions.

General Savings Terms and Conditions - We strongly recommend you print and retain a copy. Savings Guide - a helpful guide to show you what you can do with your new accountNeed more assistance? Speak to an advisor on 0345 734 4345

Summary Box - Key Product Information for our Savings Account

Account Name Newcastle Two Year Fixed Rate Bond (Issue 2)
Interest Rates
Annual-Fixed (Gross/AER)
1.70%
Monthly-Fixed (Gross)
1.69%
Monthly-Fixed (AER)
1.70%
Tax Status Interest will be paid after the deduction of income tax at the appropriate rate unless you request otherwise.
Bonus No bonus is applicable.
Withdrawal arrangements Withdrawals/transfers are not permitted until maturity.
Access In branch, by post or online.
  Additional Important Information
Maturity Date 20th January 2017
Interest Payment (Annually) 20th January 2016 and on maturity (20th January 2017)
Interest Payment (Monthly) Last business day
Minimum Balance £500
Maximum Balance £250,000

Product Special Conditions

The Newcastle's Savings General Terms & Conditions will apply unless they are inconsistent with these Special Conditions, effective from the date of the account opening.

  1. The Account is a fixed rate account.
  2. The Account can be operated in branch, by post or online.
  3. The minimum investment in the Account is £500 the maximum is £250,000.
  4. The Account can be held in single or joint names.
  5. After placing your Investment in the Account you may make further deposits while the Account is a current issue. The Account is a limited issue and may be withdrawn at any time. We will not inform you when the Account becomes a closed issue. The Account is therefore not suitable for regular investments.
  6. Withdrawals/transfers are not permitted until maturity.
  7. On maturity the Account will automatically transfer to the Newcastle's designated Maturity Account. We will write to you at least 21 days prior to maturity to advise you of the Terms and Conditions of your new Account. Whilst we cannot guarantee what the rate on the Maturity Account will be at this time, we can confirm that the access terms will be no more onerous and the term will be no more than three months longer than this Account.
  8. Following the day of maturity you have 28 days in which to withdraw funds penalty free, thereafter the maturity Account Terms & Conditions will apply. For the avoidance of doubt closure of the Account or transfers to another account with the Society or to another provider are classed as withdrawals
  9. Interest is calculated daily and is paid on 20th January 2016 and on maturity (20th January 2017) or monthly
  10. Should the final day of a calendar month be a business day then any monthly interest paid to a third party will be paid on that day. Otherwise it will be paid on the following business day. Any final monthly interest due on maturity will be credited to the Account.
  11. If any monthly interest payable is less than £1, it will not be paid away to a third party bank or building society. The amount due will be accrued on the account and will be paid once the cumulative interest earned is greater than £1, on the last business day of the following month.
  12. Interest can be paid to your Account, to another account with the Newcastle or to a third party bank or building society account.
  13. Details are correct as at 12th December 2014.

Newcastle Five Year Fixed Rate Bond (Issue 2)

up to 2.40%
GROSS/AER*
  • Fixed rate of interest until January 2020
  • Invest between £500 and £250,000
  • Withdrawals/transfers are not permitted until maturity.
 Show Details & Apply Hide Details

Important Information: Withdrawals/transfers are not permitted until maturity so please consider before making any investment decisions.

General Savings Terms and Conditions - We strongly recommend you print and retain a copy. Savings Guide - a helpful guide to show you what you can do with your new accountNeed more assistance? Speak to an advisor on 0345 734 4345

Summary Box - Key Product Information for our Savings Account

Account Name Newcastle Five Year Fixed Rate Bond (Issue 2)
Interest Rates
Annual-Fixed (Gross/AER)
2.40%
Monthly-Fixed (Gross)
2.37%
Monthly-Fixed (AER)
2.40%
Tax Status Interest will be paid after the deduction of income tax at the appropriate rate unless you request otherwise.
Bonus No bonus is applicable.
Withdrawal arrangements Withdrawals/transfers are not permitted until maturity.
Access In branch, by post or online.
  Additional Important Information
Maturity Date 20th January 2020
Interest Payment (Annually) 20th January 2016, 2017, 2018, 2019 and on maturity (20th January 2020)
Interest Payment (Monthly) Last business day
Minimum Balance £500
Maximum Balance £250,000

Product Special Conditions

The Newcastle's Savings General Terms & Conditions will apply unless they are inconsistent with these Special Conditions, effective from the date of the account opening.

  1. The Account is a fixed rate account.
  2. The Account can be operated in branch, by post or online.
  3. The minimum investment in the Account is £500 the maximum is £250,000.
  4. The Account can be held in single or joint names.
  5. After placing your Investment in the Account you may make further deposits while the Account is a current issue. The Account is a limited issue and may be withdrawn at any time. We will not inform you when the Account becomes a closed issue. The Account is therefore not suitable for regular investments.
  6. Withdrawals/transfers are not permitted until maturity.
  7. On maturity the Account will automatically transfer to the Newcastle's designated Maturity Account. We will write to you at least 21 days prior to maturity to advise you of the Terms and Conditions of your new Account. Whilst we cannot guarantee what the rate on the Maturity Account will be at this time, we can confirm that the access terms will be no more onerous and the term will be no more than three months longer than this Account.
  8. Following the day of maturity you have 28 days in which to withdraw funds penalty free, thereafter the maturity Account Terms & Conditions will apply. For the avoidance of doubt closure of the Account or transfers to another account with the Society or to another provider are classed as withdrawals
  9. Interest is calculated daily and is paid on 20th January 2016, 2017, 2018, 2019 and on maturity (20th January 2020) or monthly
  10. Should the final day of a calendar month be a business day then any monthly interest paid to a third party will be paid on that day. Otherwise it will be paid on the following business day. Any final monthly interest due on maturity will be credited to the Account.
  11. If any monthly interest payable is less than £1, it will not be paid away to a third party bank or building society. The amount due will be accrued on the account and will be paid once the cumulative interest earned is greater than £1, on the last business day of the following month.
  12. Interest can be paid to your Account, to another account with the Newcastle or to a third party bank or building society account.
  13. Details are correct as at 12th December 2014.

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Saving Help & Next Steps

  • Talk to our savings advisors
    0345 734 4345(local rate charge but calls from mobiles may cost more)
  • Or pop into your local branch
    FIND YOUR BRANCH
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