Close

We use cookies to ensure that we give you the best experience on our website. By using this site, you are agreeing to these cookies being set. For more information about why we use cookies and how we use them, please see our cookie policy.

Mortgages

Below is a list of our most frequently asked questions regarding our mortgages. For more information please contact us.

What is the maximum percentage of the purchase price that you would advance? How do you calculate how much I / we can borrow? What information is required to support a mortgage application? Do you have a minimum purchase price for property? What is the maximum term over which I can take my mortgage? Why do the Society require a "consent to mortgage" form to be signed by anyone over 17 years of age, who will be residing in the mortgaged property but not party to the mortgage? What is Daily Interest? Can I apply for a Newcastle Building Society mortgage online? Does Newcastle Building Society offer Buy to Let mortgages? As an existing mortgage customer, am I able to take additional borrowing at the same rate as my mortgage? How long does a mortgage interview take? What documents should I have ready for the mortgage interview? How long will it take to get a mortgage offer from Newcastle Building Society? When will the valuation be instructed? Why do you ask for more information in relation to my application after I have supplied everything you have asked for? If my mortgage application is cancelled will I get a refund for the fees I have paid? When will I incur Early Repayment Charges (ERCs)? How much can I overpay? What is a Discharge Fee and how much is it? Can I select a date other than the four dates you offer for my mortgage payments to be taken from my account? How can I find out what my mortgage balance is? I would like to repay my mortgage. How would I do this? How can I see a copy of my deeds? Can I change my Insurance provider? I want to make a change to my mortgage. How do I go about doing this? If I move home during the term of my scheme can I transfer this to my new home? I am thinking about letting my property. How do I go about doing this? Can I have a payment break? I have an endowment policy maturing soon. What should I do? What if my endowment is likely to have a shortfall and won’t be enough to repay my mortgage? What happens if the mortgage term is coming to an end and you are unable to pay?