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Home Insurance

Protect what’s important to you in just 5 questions with SmartQuote.


Get a quote

What is SmartQuote?

SmartQuote is an easy and fast way to get a Home Insurance quote and means you don’t need to tell us when your home was built or what kind of locks you have. It has been created by Fairmead Insurance Limited (renamed from Legal & General Insurance Limited), part of the Liverpool Victoria General Insurance Group.

Answer five simple questions and SmartQuote does the rest. By using publicly available data sources, SmartQuote gives us all the information we need to give you a quote on the spot.

We’re making a change to our home insurance system, so until we’re ready to share this with you, any quotes you do before 30th November 2021 will be valid for 90 days. Any new quotes after this date will expire on 28th February 2022 as this is the latest date cover can start on our current system.

Which level of cover is right for me?

There are two different levels of cover which allow you to tailor your policy to you and your home.

Home Insurance Gold

  • Up to £1,000,000 Buildings Cover
  • Up to £50,000 Alternative accommodation
  • Choice of £60,000 or £80,000 Contents Cover 
    • Find and Access Cover - up to £5,000
    • Home Emergency Cover - up to £1,000
    • Accidental Damage - included as standard
    • Contents in the garden - up to £1,000
    • Plants in the garden - up to £1,500
    • Theft from outbuildings - up to £3,000
    • Loss or theft of keys - up to £750
    • Freezer contents - up to £1,000
    • Personal Possession Cover Away from the Home (additional cover option)
    • Bicycle Cover (additional cover option)
    • Valuable Items Cover (additional cover option)
    • Family Legal Protection (additional cover option)

Home Insurance Silver

  • Up to £1,000,000 Buildings Cover
  • Up to £25,000 Alternative accommodation
  • Choice of £60,000 or £80,000 Contents Cover 
    • Theft from outbuildings - up to £1,000
    • Loss or theft of keys - up to £500
    • Home Emergency Cover (additional cover option)
    • Accidental Damage (additional cover option)
    • Personal Possession Cover Away from the Home (additional cover option)
    • Bicycle Cover (additional cover option)
    • Valuable Items Cover (additional cover option)
    • Family Legal Protection (additional cover option)
    • Contents in the garden
    • Plants in the garden
    • Freezer contents

These tables just show some of the key features and cover limits. They do not include all the benefits, exclusions or limitations. You’ll find full details in the Insurance Product Information Document (IPID) and policy booklets.

Home Insurance Claim

Step by step guide to making a claim
Find out more

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Fairmead Insurance Limited key documents

Download Home Insurance Silver Policy Booklet (PDF)

Download Home Insurance Silver IPID (PDF)

Download Home Insurance Gold Policy Booklet (PDF)

Download Home Insurance Gold IPID (PDF)

 

How to contact us

Key information

Like all insurance policies, there are some limitations and exclusions. Please speak to your local branch or have a look at our policy documents online for more information.

Newcastle Building Society will pass the information you provide, including details of claims you have made, to Fairmead Insurance Limited.

Newcastle Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Newcastle Building Society is registered on the Financial Services Register under the firm reference number 156058. Registered Office:1 Cobalt Park Way, Wallsend, NE28 9EJ.

Learn more about our terms and services with Fairmead Insurance Limited.

 

Buildings and contents insurance is arranged by Newcastle Building Society and underwritten by Fairmead Insurance Limited (renamed from Legal & General Insurance Limited), part of the Liverpool Victoria General Insurance Group.  To get a quote and apply online you will be transferred to their website.  Their terms and conditions and cookie policy may differ from Newcastle Building Society’s so please read them carefully.