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Home Insurance

Get a quote for your home in just five questions from our partner, Legal & General.


Get a quote

What is SmartQuote?

Legal & General have created SmartQuote an easy and fast way to get a Home Insurance quote. SmartQuote means you don’t need to tell us when your home was built or what kind of locks you have. Answer five simple questions and SmartQuote does the rest. By using publicly available data sources, SmartQuote gives us all the information we need to give you a quote on the spot.

Which level of cover is right for me?

Our two different levels of cover allow you to tailor your policy to you and your home.

Home Insurance Gold

  • Up to £1,000,000 Buildings Cover
  • Up to £50,000 Alternative accommodation
  • Choice of £60,000 or £80,000 Contents Cover 
    • Find and Access Cover - up to £5,000
    • Home Emergency Cover - up to £1,000
    • Accidental Damage - included as standard
    • Contents in the garden - up to £1,000
    • Plants in the garden - up to £1,500
    • Theft from outbuildings - up to £3,000
    • Loss or theft of keys - up to £750
    • Freezer contents - up to £1,000
    • Personal Possession Cover Away from the Home (additional cover option)
    • Bicycle Cover (additional cover option)
    • Valuable Items Cover (additional cover option)
    • Family Legal Protection (additional cover option)

Home Insurance Silver

  • Up to £1,000,000 Buildings Cover
  • Up to £25,000 Alternative accommodation
  • Choice of £60,000 or £80,000 Contents Cover 
    • Theft from outbuildings - up to £1,000
    • Loss or theft of keys - up to £500
    • Home Emergency Cover (additional cover option)
    • Accidental Damage (additional cover option)
    • Personal Possession Cover Away from the Home (additional cover option)
    • Bicycle Cover (additional cover option)
    • Valuable Items Cover (additional cover option)
    • Family Legal Protection (additional cover option)
    • Contents in the garden
    • Plants in the garden
    • Freezer contents

These tables just show some of the key features and cover limits. They do not include all the benefits, exclusions or limitations. You’ll find full details in the Insurance Product Information Document (IPID) and policy booklets.

Home Insurance Claim

Step by step guide to making a claim
Find out more

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Key documents

Download Home Insurance Silver Policy Booklet (PDF)

Download Home Insurance Silver IPID (PDF)

Download Home Insurance Gold Policy Booklet (PDF)

Download Home Insurance Gold IPID (PDF)

 

How to contact us

Key information

Like all insurance policies, there are some limitations and exclusions. Please speak to your local branch or have a look at our policy documents online for more information.

Newcastle Building Society will pass the information you provide, including details of claims you have made, to Legal & General Insurance Limited

Newcastle Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Newcastle Building Society is registered on the Financial Services Register under the firm reference number 156058. Registered Office: Portland House, New Bridge Street, Newcastle upon Tyne, NE1 8AL.

Learn more about our terms and services with Legal & General.

Buildings and contents insurance is arranged by Newcastle Building Society and provided and underwritten by Legal & General Insurance Limited. To get a quote and apply online you will be transferred to Legal & General’s website. Their website terms and conditions and cookie policy may differ from Newcastle Building Society’s so please read them carefully.