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Mortgages for First Time Buyers

Starting out on the property ladder can be daunting! With the vast choice  of mortgage options available - fixed, variable, tracker, it can be easy to get lost.

Here at Newcastle Building Society we have fully trained mortgage advisers who can help you cut through all the jargon and help you find the mortgage that is perfect for you.

Book an appointment nowHow much can I afford? How much will it cost?

Are you looking to buy your first home?

The house buying process can seem complicated, especially for first time buyers.

Starting to build for your future is an exciting time but it can also feel like an impossible task to save for a deposit. Getting into the habit of saving, even if it is only a small amount each month, will help you on your way to owning your own home.

If you are looking to start saving for a deposit, take a look at our savings accounts designed specifically for first time buyers. Depending on how much you save, you could receive a cash bonus of up to £1,000, should you go on to complete a mortgage with the Newcastle Building Society.

You can also open a Newcastle Help to Buy: ISA. With this, you could earn up to a £3,000 government bonus.


Why choose Newcastle Building Society?

We understand that buying your first home is a huge decision and that is why we are here to help you every step of the way.

 We offer a range of mortgage products designed especially for first time buyers, which start with a minimum deposit of 5%. We have developed our All in One mortgage which removes most of the fees first time buyers have to pay to own their first home.


Apply for a mortgage today

Talk to our mortgage advisers

0345 606 4488

(local rate charge but calls from mobiles may cost more)

Your mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.