Two Year Fixed Rate Mortgage

A fixed interest rate mortgage helps to make budgeting easier, as your monthly repayments stay the same each month during the fixed interest rate period.

So there's no sudden changes in how much you need to find to make your repayments even if interest rates rise or fall.

How much will it cost?

An initial rate* of Followed by our Standard Variable Rate, currently The overall cost for comparison is Maximum Loan To Value Fees
2.29% 5.99% 5.3% 60% £0
* until 31 January 2021 APR
The repayment indications DO NOT include any fees that may be payable - should you wish to find out more about a particular mortgage, an illustration outlining all the relevant costs, is available on request

If you borrowed £120,000 over 25 years, the cost for credit would be £99,299.30, meaning you repay a total of £219,299.30. This would be repaid by 27 monthly repayments of £525.74 and a further 273 monthly repayments of £750.84.

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Summary Information

Interest Rates Initial rate of 2.29% until 31st January 2021 reverting to our Standard Variable Rate (currently 5.99%) from 1st February 2021.
Maturity Date 31 January 2021
Maximum Loan to Value (LTV) 60%
Loan Amount £50,000 - £1,000,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day. Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance.
Minimum Term 5 Years
Reservation Fee £0
Completion Fee £0

Free Standard Valuation (on properties up to £500k)

£500 Cashback for House Purchase

£500 Cashback or Free Legal Fees for Re-mortgages.

10% overpayment allowed per annum.

Early Repayment Charge 2% of amount repaid until 31st January 2020, 1% of amount repaid until 31st January 2021.

Useful Documents

Below you will find useful mortgage documents which will assist you in submitting your application.

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Talk to our mortgage advisers

0345 606 4488

Calls to 0345 numbers, cost the same as a call to a standard ‘01’ or ‘02’ landline number, even when calling from a mobile. Contact your provider for more information.

Your mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.