Moving Home For New Customers

Moving home should be an exciting experience, from planning how you’re going to decorate the kitchen to deciding on garden furniture. At Newcastle Building Society, our personalised moving home mortgage application makes your moving process as easy as possible so you can focus on the good stuff.

Why Choose Us

Our new customers can enjoy a range of benefits when moving home which include:

  • Borrowing up to 80% of the value of your new home
  • Free, no obligation advice from our team of qualified mortgage advisers
  • A free standard valuation on properties up to £500k on selected products
  • Fee assisted mortgage products with a choice of cashback
  • 10% overpayments per annum
  • £499 monthly overpayment allowance on all products

Personal Service

When you take out a new mortgage with us, you will benefit from having one dedicated point of contact throughout your moving process.

Individual Care

All of our mortgage applications are reviewed on a case by case basis, so you can relax knowing your application is being processed by a member of our team, not a computer. Our team will work closely with your assigned mortgage advisor to ensure your personal situation is considered. This gives us the flexibility to assess applications individually.

Home Insurance

SmartQuote is an easy and fast way to get a Home Insurance* quote. Answer five simple questions and SmartQuote does the rest. By using publicly available data sources, SmartQuote gives us all the information we need to give you a quote on the spot.

Your mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Apply for a mortgage today

Talk to our mortgage advisers

443456064488

Calls to 03 numbers, cost the same as a call to a standard ‘01’ or ‘02’ landline number, even when calling from a mobile. Contact your provider for more information.

Guide to Moving Home

How Mortgages Work When Moving House

If you’re moving house and need a new mortgage, rather than porting your mortgage (staying with your existing lender), you’ll first need to settle your current mortgage with your lender. You will then need to review what you need from your new mortgage lender to determine which lender is right for you.

If you decide to move lender, make sure to check with your current lender if there are any charges for repaying your existing mortgage, so you’re not caught out by any fees you may not have expected.

How much could I borrow?

If you want to find out how much you could borrow, then we have an easy-to-use mortgage affordability calculator that’s ideal for anyone moving home or thinking about moving home.

How much will my new mortgage cost?

If you want to know how much your monthly repayments might be, use our helpful mortgage repayment calculator (link) to find out.

Apply for a mortgage today

Talk to our mortgage advisers

443456064488

Calls to 03 numbers, cost the same as a call to a standard ‘01’ or ‘02’ landline number, even when calling from a mobile. Contact your provider for more information.

*Buildings and contents insurance is arranged by Newcastle Building Society and underwritten by Fairmead Insurance Limited (renamed from Legal & General Insurance Limited), part of the Liverpool Victoria General Insurance Group.  To get a quote and apply online you will be transferred to their website.  Their terms and conditions and cookie policy may differ from Newcastle Building Society’s so please read them carefully.