Cash ISAs

An ISA is an Individual Savings Account that allows you to save your money, without paying tax on the interest that you accrue. Each tax year you're allowed to invest a certain amount of money into an ISA - for the 2018/19 tax year, your Cash ISA allowance is £20,000.

You can also compare our current interest rates for 2018/2019 to find the Cash ISA that’s right for you – whatever your savings goals may be – or take a look at our Cash ISA Guide for lots of useful information on how an ISA can benefit you.

Find out more about CustomISA

Compare our current best Cash ISA interest rates

Our Cash ISAs offer competitive interest rates so that you can make the most of your money. We offer Cash ISAs with variable interest rates that offer you easy access to your savings, as well as One Year and Two Year Fixed Rate ISAs that offer interest rates of up to 1.40%, and are ideal for savers that don't need fast and easy access to their money.

We also offer several Cash ISAs for first time buyers that offer great bonuses to help you along your journey to saving for your first home deposit! Part of the government's Help to Buy scheme, the Newcastle Help to Buy: ISA offers an interest rate of 2.56%, including a government bonus of up to £3,000 on your savings when you buy your home. In addition, we also offer our Newcastle First Home ISA, a regular savings account that offers a 1% interest rate including a cash bonus of up to £1,000, which will really come in handy with paying for the costs of buying your first home.

Spread your Cash ISA allowance with CustomISA

With our unique CustomISA service, you can spread your annual tax-free ISA allowance across as many accounts as you like - meaning that you can take advantage of the interest rates and benefits of several types of ISAs, and reach your individual savings goals even faster. Take a look at our CustomISA information page to find out more about how it can benefit you.

You can apply for a Cash ISA with Newcastle Building Society in branch, by post, or online by following the 'Apply Online' link at the bottom of each savings account information page. Should you like to find out more about Cash ISAs with Newcastle Building Society, you can call our Savings team on 0345 734 4345 or book an appointment at your local branch to discuss your options. Alternatively, take a look at all of our savings accounts to compare our current best interest rates and find the savings account that's right for you.