Cash ISAs

Cash ISAs allow you to save up to £15,000 in each tax year without paying tax on your savings. At the Newcastle we offer a range of Cash ISAs, so take a look at the selection below to see which is right for you. If you are interested in more than one of the ISAs below then check out our unique MaximISA™ service.

Introducing the New ISA (NISA)...

It was announced in the Government's 2014 annual budget that from 1st July 2014, all savers in the U.K will be allowed to save £15,000* tax free each year. The introduction of the NISA is great news for savers as this sees an increase of over two and half times on last Tax Year's Cash ISA allowance, allowing savers more tax efficient savings than ever.

Our unique MaximISA™ service - You're in Full Control

You're no longer tied to a single ISA product. With our MaximISA™ service you can split your annual ISA allowance between different Newcastle Cash ISA products, and that's not all, If you have any existing ISAs held elsewhere you can transfer these to the Newcastle to make the most of our great new service. Read more about our unique MaximISA™ service.

We change our products regularly; to keep up to date with new product releases, sign up to our newsletter.

Newcastle Fixed Rate Options ISA (Issue 103)

up to 2.85%
GROSS/AER*
  • Fixed rate of interest until October 2019
  • Withdrawals are permitted subject 365 days loss of interest
  • Available with our unique MaximISA™ service.
 Show Details & Apply Hide Details

Transferring your ISA's: You can transfer all your other ISA's held elsewhere to Newcastle ISA accounts so all your ISA's can benefit from our highly competitive rates.

Important Information: Remember, once you've reached your tax free savings limit, you cannot put any more money into your account - even if you've withdrawn funds during the year. Withdrawals from this ISA are subject to 365 days loss of interest.

General Savings Terms and Conditions - We strongly recommend you print and retain a copy. Savings Guide - a helpful guide to show you what you can do with your new accountNeed more assistance? Speak to an advisor on 0345 734 4345

Summary Box - Key Product Information for our Savings Account

Account Name Newcastle Fixed Rate Options ISA (Issue 103)
Interest Rates
Annual-Fixed (Gross/AER)
2.85%
Monthly-Fixed (Gross)
2.81%
Monthly-Fixed (AER)
2.85%
Tax Status Interest will be paid Gross*.
Bonus No bonus is applicable.
Withdrawal arrangements Withdrawals are permitted subject to 365 days loss of interest.
Access In branch, by post or online.
  Additional Important Information
Maturity Date 24th October 2019
Interest Payment (Annually) 24th October 2014, 2015, 2016, 2017, 2018 and on maturity (24th October 2019)
Interest Payment (Monthly) Last business day
Minimum Balance £1
Maximum Balance Allowance for current tax year. Transfers from other cash ISA's providers are also permitted.

Product Special Conditions

The Newcastle's Savings General Terms & Conditions will apply unless they are inconsistent with these Special Conditions, effective from the date of the account opening.

  1. The Account is a fixed rate account.
  2. The Account can be operated in branch, by post or online.
  3. The minimum investment in the Account is £1. The maximum investment is your allowance for the current tax year. Transfers of previous and current years ISA subscriptions from other cash ISA's are also permitted.
  4. The Account can be held in a single name only.
  5. After placing your Investment in the Account you may make further deposits while the Account is a current issue, ISA limits apply. The Account is a limited issue and may be withdrawn at any time. We will not inform you when the Account becomes a closed issue. The Account is therefore not suitable for regular investments.
  6. Please note withdrawals can be made subject to 365 days loss of interest. If sufficient interest has not been earned then the penalty will be taken from your capital this means you may get back less than you paid in. For the avoidance of doubt closure of the Account or transfers to another account with the Society or to another provider are classed as withdrawals.
  7. On maturity the Account will automatically transfer to the Newcastle's designated Maturity Account. We will write to you at least 21 days prior to maturity to advise you of the Terms and Conditions of your new Account. Whilst we cannot guarantee what the rate on the Maturity Account will be at this time, we can confirm that the access terms will be no more onerous and the term will be no more than three months longer than this Account.
  8. Following the day of maturity you have 28 days in which to withdraw funds penalty free, thereafter the Maturity Account Terms & Conditions will apply.
  9. Interest is calculated daily and is paid on 24th October 2014, 2015, 2016, 2017, 2018 and on maturity (24th October 2019) or monthly.
  10. Should the final day of a calendar month be a business day then any monthly interest paid to a third party will be paid on that day. Otherwise it will be paid on the following business day. Any final monthly interest due on maturity will be credited to the Account.
  11. If any monthly interest payable is less than £1, it will not be paid away to a third party bank or building society. The amount due will be accrued on the account and will be paid once the cumulative interest earned is greater than £1, on the last business day of the following month.
  12. Interest can be paid to your Account or to a third party bank or building society account.
  13. Details are correct as at 19th August 2014.

Newcastle Fixed Rate Options ISA (Issue 104)

up to 1.50%
GROSS/AER*
  • Fixed rate of interest until September 2015
  • Withdrawals are permitted subject to 90 days loss of interest
  • Available with our unique MaximISA™ service.
 Show Details & Apply Hide Details

Transferring your ISA's: You can transfer all your other ISA's held elsewhere to Newcastle ISA accounts so all your ISA's can benefit from our competitive rates.

Important Information: Remember, once you've reached your tax free savings limit, you cannot put any more money into your account - even if you've withdrawn funds during the year. Withdrawals from this ISA are subject to 90 days loss of interest.

General Savings Terms and Conditions - We strongly recommend you print and retain a copy. Savings Guide - a helpful guide to show you what you can do with your new accountNeed more assistance? Speak to an advisor on 0345 734 4345

Summary Box - Key Product Information for our Savings Account

Account Name Newcastle Fixed Rate Options ISA (Issue 104)
Interest Rates
Annual-Fixed (Gross/AER)
1.50%
Monthly-Fixed (Gross)
1.49%
Monthly-Fixed (AER)
1.50%
Tax Status Interest will be paid Gross*.
Bonus No bonus is applicable.
Withdrawal arrangements Withdrawals are permitted subject to 90 days loss of interest.
Access In branch, by post or online.
  Additional Important Information
Maturity Date 23rd September 2015.
Interest Payment (Annually) On maturity (23rd September 2015)
Interest Payment (Monthly) Last business day
Minimum Balance £500
Maximum Balance Allowance for current tax year. Transfers from other cash ISA's are also permitted.

Product Special Conditions

The Newcastle's Savings General Terms & Conditions will apply unless they are inconsistent with these Special Conditions, effective from the date of the account opening.

  1. The Account is a fixed rate account.
  2. The Account can be operated in branch, by post or online.
  3. The minimum investment in the Account is £500. The maximum investment is your allowance for the current tax year. Transfers of previous and current years ISA subscriptions from other cash ISA's are also permitted.
  4. The Account can be held in a single name only.
  5. After placing your Investment in the Account you may make further deposits while the Account is a current issue, ISA limits apply. The Account is a limited issue and may be withdrawn at any time. We will not inform you when the Account becomes a closed issue. The Account is therefore not suitable for regular investments.
  6. Withdrawals can be made subject to 90 days loss of interest. If sufficient interest has not been earned then the penalty will be taken from your capital. For the avoidance of doubt closure of the Account or transfers to another account with the Society or to another provider are classed as withdrawals
  7. On maturity the Account will automatically transfer to the Newcastle's designated Maturity Account. We will write to you at least 21 days prior to maturity to advise you of the Terms and Conditions of your new Account. Whilst we cannot guarantee what the rate on the Maturity Account will be at this time, we can confirm that the access terms will be no more onerous and the term will be no more than three months longer than this Account.
  8. Following the day of maturity you have 28 days in which to withdraw funds penalty free, thereafter the Maturity Account Terms & Conditions will apply.
  9. Interest is calculated daily and is paid on maturity (23rd September 2015) or monthly.
  10. Should the final day of a calendar month be a business day then any monthly interest paid to a third party will be paid on that day. Otherwise it will be paid on the following business day. Any final monthly interest due on maturity will be credited to the Account.
  11. If any monthly interest payable is less than £1, it will not be paid away to a third party bank or building society. The amount due will be accrued on the account and will be paid once the cumulative interest earned is greater than £1, on the last business day of the following month.
  12. Interest can be paid to your Account, or to a third party bank or building society account.
  13. Details are correct as at 28th August 2014.

Newcastle Fixed Rate Options ISA (Issue 105)

up to 1.85%
GROSS/AER*
  • Fixed rate of interest until September 2016
  • Withdrawals are permitted subject 180 days loss of interest
  • Available with our unique MaximISA™ service.
 Show Details & Apply Hide Details

Transferring your ISA's: You can transfer all your other ISA's held elsewhere to Newcastle ISA accounts so all your ISA's can benefit from our highly competitive rates.

Important Information: Remember, once you've reached your tax free savings limit, you cannot put any more money into your account - even if you've withdrawn funds during the year. Withdrawals from this ISA are subject to 180 days loss of interest.

General Savings Terms and Conditions - We strongly recommend you print and retain a copy. Savings Guide - a helpful guide to show you what you can do with your new accountNeed more assistance? Speak to an advisor on 0345 734 4345

Summary Box - Key Product Information for our Savings Account

Account Name Newcastle Fixed Rate Options ISA (Issue 105)
Interest Rates
Annual-Fixed (Gross/AER)
1.85%
Monthly-Fixed (Gross)
1.83%
Monthly-Fixed (AER)
1.85%
Tax Status Interest will be paid Gross*.
Bonus No bonus is applicable.
Withdrawal arrangements Withdrawals are permitted subject to 180 days loss of interest.
Access In branch, by post or online.
  Additional Important Information
Maturity Date 23rd September 2016
Interest Payment (Annually) 23rd September 2015 and on maturity (23rd September 2016)
Interest Payment (Monthly) Last business day
Minimum Balance £500
Maximum Balance Allowance for current tax year. Transfers from other cash ISA's providers are also permitted.

Product Special Conditions

The Newcastle's Savings General Terms & Conditions will apply unless they are inconsistent with these Special Conditions, effective from the date of the account opening.

  1. The Account is a fixed rate account.
  2. The Account can be operated in branch, by post or online.
  3. The minimum investment in the Account is £500. The maximum investment is your allowance for the current tax year. Transfers of previous and current years ISA subscriptions from other cash ISA's are also permitted.
  4. The Account can be held in a single name only.
  5. After placing your Investment in the Account you may make further deposits while the Account is a current issue, ISA limits apply. The Account is a limited issue and may be withdrawn at any time. We will not inform you when the Account becomes a closed issue. The Account is therefore not suitable for regular investments.
  6. Withdrawals can be made subject to 180 days loss of interest. If sufficient interest has not been earned then the penalty will be taken from your capital. For the avoidance of doubt closure of the Account or transfers to another account with the Society or to another provider are classed as withdrawals.
  7. On maturity the Account will automatically transfer to the Newcastle's designated Maturity Account. We will write to you at least 21 days prior to maturity to advise you of the Terms and Conditions of your new Account. Whilst we cannot guarantee what the rate on the Maturity Account will be at this time, we can confirm that the access terms will be no more onerous and the term will be no more than three months longer than this Account.
  8. Following the day of maturity you have 28 days in which to withdraw funds penalty free, thereafter the Maturity Account Terms & Conditions will apply.
  9. Interest is calculated daily and is paid on 23rd September 2015 and on maturity (23rd September 2016) or monthly.
  10. Should the final day of a calendar month be a business day then any monthly interest paid to a third party will be paid on that day. Otherwise it will be paid on the following business day. Any final monthly interest due on maturity will be credited to the Account.
  11. If any monthly interest payable is less than £1, it will not be paid away to a third party bank or building society. The amount due will be accrued on the account and will be paid once the cumulative interest earned is greater than £1, on the last business day of the following month.
  12. Interest can be paid to your Account or to a third party bank or building society account.
  13. Details are correct as at 28th August 2014.

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Make the most of your ISA

You can save up to £15,000 tax-free simply by using your current Cash ISA allowance.

 
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