Important changes will be made to our product portfolio which will be effective from 1st July 2013. Your account may be affected by these changes. You can view this information from the AGM Rate Booklet (PDF).
Please refer to the Product Special Conditions and Savings General Terms and Conditions for full product details. All rates are variable except where indicated.
Revision date: 11 April 2013.
‘AER’ stands for Annual Equivalent Rate, a notional rate which illustrates what the interest rate would be if paid and compounded on an annual basis. ‘Gross’ interest is the contractual rate of interest payable before the deduction of income tax.
Please read the Terms and Conditions below which relate to each of our savings accounts.
*The rate of tax is subject to legislation and may vary in future
Whenever the Newcastle revises its rates, notification and details of any changes are always published in one of the following ways:
| Account Name |
Interest paid |
Balance |
Gross % |
Net % |
AER % |
Newcastle Monthly Saver
Bonus rate includes a conditional bonus of 2.00% paid annually on
anniversary of account opening. Should you make 2 or more
withdrawals then Nova Plus (Issue 4) rates will apply.
Rates effective from 2 January 2009 |
Annually (inc. bonus) | £10 - £1,000,000 | 2.10 | 1.68 | 2.10 |
| Annually (exc. bonus) | £10 - £1,000,000 | 0.10 | 0.08 | 0.10 |
Access ISA
Rates effective from 11 April 2013 |
Annually |
£1+ |
1.50 |
- |
1.50 |
Base Rate Plus Bond (Issue 1)
Rates effective from 3 March 2009 |
Annually |
£10,000 - £500,000 |
0.51 |
0.41 |
0.51 |
| Monthly |
£10,000 - £500,000 |
0.51 |
0.41 |
0.51 |
Children's Regular Saver Bonus rate includes a conditional
bonus of 2.00% paid annually on the anniversary of account opening.
Should you make seven or more withdrawals then Nova Plus (Issue 4) rates will apply.
Rates effective from 3 March 2009 |
Annually (inc. bonus) |
£1 - £1,000,000 |
2.10 |
1.68 |
2.10 |
| Annually (exc. bonus) |
£1 - £1,000,000 |
0.10 |
0.08 |
0.10 |
E Saver
Rates effective from 3 April 2009 |
Annually |
£1 - £1,000,000 |
0.75 |
0.60 |
0.75 |
| Monthly |
£1 - £1,000,000 |
0.60 |
0.48 |
0.60 |
E Saver ISA
Rates effective from 3 April 2009 |
Annually |
£1+ |
0.75 |
- |
0.75 |
Family Saver Plus/Family Saver Plus ISA ISA interest paid gross annually Rates effective from 6 March 2009 |
Annually |
£100 - £1,000,000 |
0.50 |
0.40 |
0.50 |
| Monthly |
£1000 - £1,000,000 |
0.25 |
0.20 |
0.25 |
Maturity+/Maturity+ ISA (Issue 1 & 2) (Maturity Exclusive)
ISA interest paid Gross annually.
Issue 1 rates effective from 6 March 2009. Issue 2 rates effective from 3 November 2009. |
Annually |
£1 - £1,000,000 |
1.50 |
1.20 |
1.50 |
| Monthly |
£1000 - £1,000,000 |
1.25 |
1.00 |
1.26 |
Newcastle Access Maturity Account / ISA (Maturity Exclusive)
Rates effective from 4 October 2012 |
Annually |
£1+ |
0.50 |
0.40 |
0.50 |
| Monthly |
£1+ |
0.25 |
0.20 |
0.25 |
Newcastle Reward Saver/Newcastle Reward ISA
Rates effective from 30 April 2010 |
Annually |
£500 - £1,000,000 |
1.75 |
1.40 |
1.75 |
| Monthly |
£5000 - £1,000,000 |
1.66 |
1.35 |
1.67 |
Newcastle Online Access ISA
Rates effective from 1 April 2013 |
Annually |
£1+ |
1.65 |
- |
1.65 |
Newcastle ISA+
Rates effective from 7 January 2010 |
Annually |
£3,000+ |
2.25 |
- |
2.25 |
| £1 - £2,999 |
1.75 |
- |
1.75 |
Newcastle ISA+ (Issue 2)
Rates effective from 7 January 2010 |
Annually |
£3,600+ |
1.75 |
- |
1.75 |
| £1 - £3,599 |
1.25 |
- |
1.25 |
Newcastle ISA+ (Issue 3)
Rates effective from 5 February 2013 |
Annually |
£1+ |
1.75 |
- |
1.75 |
Newcastle Loyalty Access Saver (Maturity Exclusive)
Rates effective from 11 April 2013 |
Annually |
£500+ |
2.00 |
1.60 |
2.00 |
| £1 - £499 |
0.10 |
0.08 |
0.10 |
| Monthly |
£500+ |
1.75 |
1.40 |
1.75 |
| £1 - £499 |
0.10 |
0.08 |
0.10 |
Newcastle Loyalty Access Saver/ISA (Issue 2) (Maturity Exclusive)
Rates effective from 5 February 2013 |
Annually |
£1+ |
2.25 |
1.80 |
2.25 |
| Monthly |
£1+ |
2.00 |
1.60 |
2.02 |
NewcastleNet (Issue 7)
Rates effective from 1 April 2013 |
Annually |
£250 - £250,000 |
1.50 |
1.20 |
1.50 |
| Monthly |
£250 - £250,000 |
1.35 |
1.08 |
1.36 |
NewcastleNet Online Saver
Rates effective from 30 April 2010 |
Annually |
£1 - £500,000 |
2.00 |
1.60 |
2.00 |
| Monthly |
£1000 - £500,000 |
1.75 |
1.40 |
1.76 |
Newcastle Online Access Saver Deposit/ISA
(Maturity Exclusive)
ISA interest paid Gross annually.
Rates effective from 30 June 2010 |
Annually |
£100,000+ |
0.50 |
0.40 |
0.50 |
| £10,000 - £99,999 |
0.25 |
0.20 |
0.25 |
| £5,000 - £9,999 |
0.15 |
0.12 |
0.15 |
| £1,000 - £4,999 |
0.10 |
0.08 |
0.10 |
| £0 - £999 |
0.10 |
0.08 |
0.10 |
Monthly |
£100,000+ |
0.25 |
0.20 |
0.25 |
| £10,000 - £99,999 |
0.10 |
0.08 |
0.10 |
| £5,000 - £9,999 |
0.10 |
0.08 |
0.10 |
| £1,000 - £4,999 |
0.10 |
0.08 |
0.10 |
| £0 - £999 |
0.10 |
0.08 |
0.10 |
Newcastle Access Saver Deposit/ISA (Maturity Exclusive)
ISA interest paid Gross annually.
Rates effective from 30 June 2010 |
Annually |
£100,000+ |
0.25 |
0.20 |
0.25 |
| £10,000 - £99,999 |
0.20 |
0.16 |
0.20 |
| £5,000 - £9,999 |
0.15 |
0.12 |
0.15 |
| £1,000 - £4,999 |
0.10 |
0.08 |
0.10 |
| £0 -£999 |
0.10 |
0.08 |
0.10 |
| Monthly |
£0 - £100,000+ |
0.10 |
0.08 |
0.10 |
Newcastle Bonus Saver Deposit/ISA (Maturity Exclusive)
ISA interest paid Gross annually.
Rates effective from 30 June 2010 |
Annually (inc. bonus) Bonus rate includes a conditional bonus of 0.80% subject to no more than 2 withdrawals made between 1 December and 30 November each year. |
£1+ |
0.90 |
0.72 |
0.90 |
| Monthly (inc. bonus) Bonus rate includes a conditional bonus of 0.75% subject to no more than 2 withdrawals made between 1 December and 30 November each year. |
£1+ |
0.85 |
0.68 |
0.85 |
| Annually (exc. bonus) |
£1+ |
0.10 |
0.08 |
0.10 |
| Monthly (exc. bonus) |
£1+ |
0.10 |
0.08 |
0.10 |
Newcastle Bonus Saver/ISA (Issue 2) Bonus rates include an unconditional
bonus of 0.95% for the first 12 months from account opening date. ISA interest is paid Gross.
Rates effective from 5 February 2013 |
Annually (inc. bonus) |
£1+ |
3.05 |
2.44 |
3.05 |
| Monthly (inc. bonus) |
£1+ |
2.80 |
2.24 |
2.84 |
| Annually (exc. bonus) |
£1+ |
1.75 |
1.40 |
1.75 |
| Monthly (exc. bonus) |
£1+ |
1.50 |
1.20 |
1.51 |
Newcastle Online Bonus Saver
Penalty free withdrawals limited to a maximum of four withdrawals per year.
Rates effective from 5 February 2013 |
Annually (exc. bonus) |
£1 - £500,000 |
1.75 |
1.40 |
1.75 |
Newcastle Online Access Saver
Rates effective from 1 April 2013 |
Annually |
£500 - £1,000,000 |
1.65 |
1.32 |
1.65 |
| Monthly |
£500 - £1,000,000 |
1.40 |
1.12 |
1.41 |
Newcastle Online Easy Saver
Rates effective from 1 April 2013 |
Annually |
£1 - £50,000 |
1.65 |
1.32 |
1.65 |
| Monthly |
£1 - £50,000 |
1.40 |
1.12 |
1.41 |
Newcastle Base Rate Tracker Deposit/ISA (Maturity Exclusive)
ISA interest paid Gross annually.
Rates effective from 30 June 2010 |
Annually |
£1 - £1,000,000 |
0.25 |
0.20 |
0.25 |
| Monthly |
£1 - £1,000,000 |
0.25 |
0.20 |
0.25 |
NewcastleNet Bonus Account (Issue 1)
Rates effective from 30 April 2010 |
Annually |
£1,000 - £1,000,000 |
0.85 |
0.68 |
0.85 |
NewcastleNet Savings & Shares (Issue 1)
Rates effective from 7 July 2011 |
Annually |
£10,000+ |
0.59 |
0.47 |
0.59 |
| £1 - £9,999 |
0.44 |
0.35 |
0.44 |
| Monthly |
£10,000+ |
0.44 |
0.35 |
0.44 |
| £1 - £9,999 |
0.29 |
0.32 |
0.29 |
Newcastle Loyalty Access Saver/ISA (Issues 3 & 4) (Maturity Exclusives)
Rates effective from 11 April 2013 |
Annually |
£1+ |
2.00 |
1.60 |
2.00 |
| Monthly |
£1+ |
1.75 |
1.40 |
1.75 |
Newcastle Direct Saver Plus
Penalty free withdrawals limited to a maximum of four withdrawals per year.
*Interest rates (upon 5th withdrawal until anniversary date).
Rates effective from 5 February 2013 |
Annually |
£1+ |
2.00 |
1.66 |
2.00 |
| Monthly |
£1+ |
1.75 |
1.40 |
1.76 |
| Annually* |
£1+ |
0.10 |
0.80 |
0.10 |
| Monthly* |
£1+ |
0.10 |
0.08 |
0.10 |
Notice+
Rates effective from 30 April 2010 |
Annually |
£15,000 - £1,000,000 |
0.90 |
0.72 |
0.90 |
| £1 - £14,999 |
0.60 |
0.48 |
0.60 |
| Monthly |
£15,000 - £1,000,000 |
0.65 |
0.52 |
0.65 |
| £1 - £14,999 |
0.35 |
0.28 |
0.35 |
Nova ISA
Rates effective from 3 April 2009 |
Annually |
£1+ |
0.30 |
- |
0.30 |
Nova Plus (Issue 3)
Rates effective from 23 March 2011 |
Annually |
£1 - £300,000 |
0.10 |
0.08 |
0.10 |
| Monthly |
£5,000 - £300,000 |
0.10 |
0.08 |
0.10 |
Nova Plus (Issue 4)
Rates effective from 8 January 2011 |
Annually |
£1 - £1,000,000 |
0.10 |
0.08 |
0.10 |
| Monthly |
£1 - £1,000,000 |
0.10 |
0.08 |
0.10 |
Savings Account (Formerly AMP Savings Account)
Bonus rate includes a conditional bonus of 0.50% added to the account, if 2 deposits and no
withdrawals have been made in the 12 months up to, and including 20 March each year. This amount will be included in the annual interest that is paid on 31 March.
Rates effective from 6 January 2011 |
Annually (inc. bonus) |
£1 - £250,000 |
0.60 |
0.48 |
0.60 |
| Annually (exc. bonus) |
£1 - £250,000 |
0.10 |
0.08 |
0.10 |
Save & Care Account
Rate reduced to 0.75% Gross/AER, if a donation is made to Nottinghamshire
Hospice.
Rates effective from 3 August 2010 |
Annually |
£1 - £300,000 |
1.00 |
0.80 |
1.00 |
| Monthly |
£5,000 - £300,000 |
1.00 |
0.80 |
1.00 |
Shelter Account An annual donation will be paid to
Shelter equivalent to 1.00% of the average total balances.
Rates effective from 6 Feburary 2009 |
Annually |
£1 - £300,000 |
0.35 |
0.28 |
0.35 |
| Monthly |
£5,000 - £300,000 |
0.35 |
0.28 |
0.35 |
Step Up Cash ISA
Rates effective from 3 April 2009 |
Annually |
£36,000+ |
1.75 |
- |
1.75 |
| £24,000 - £35,999 |
1.60 |
- |
1.60 |
| £18,000 - £23,999 |
1.45 |
- |
1.45 |
| £6,000 - £17,999 |
1.30 |
- |
1.30 |
| £1 - £5,999 |
1.00 |
- |
1.00 |
The Sir Bobby Robson Foundation Saver/ISA (Issue 1 & 2)
The Society will pay an additional 0.10% of the average balance held in all Sir Bobby Robson Foundation Accounts at the end of each month to the Sir Bobby Robson Foundation annually. ISA interest is paid Gross.
Rates effective from 5 February 2013 |
Annually |
£1+ |
2.00 |
1.66 |
2.00 |
| Monthly |
£1+ |
1.75 |
1.40 |
1.76 |
The Sir Bobby Robson Foundation Saver/ISA (Issue 3)
The Society will pay an additional 0.10% of the average balance held
in all Sir Bobby Robson Foundation Accounts at the end of each month
to the Sir Bobby Robson Foundation annually. ISA interest is paid Gross.
Rates effective from 21 November 2012 |
Annually | £1+ | 2.00 | 1.60 | 2.00 |
| Monthly | £1+ | 1.75 | 1.40 | 1.76 |
30 Day Notice ISA
Rates effective from 3 April 2009 |
Annually |
£1+ |
0.40 |
- |
0.40 |
Variable Online ISA
Rates effective from 3 April 2009 |
Annually |
£1+ |
0.60 |
- |
0.60 |
Newcastle 50:50 ISA
Rates effective from 5 February 2013 |
Annually |
£1+ |
1.75 |
- |
1.75 |
Direct Tracker (Issue 1)
Rates effective from 3 April 2009 |
Annually |
£1+ |
0.50 |
0.40 |
0.50 |
Future Account
Rates effective from 23 March 2011 |
Annually |
£10+ |
0.90 |
0.72 |
0.90 |
Prime Time
Over 50s Only.
Rates effective from 3 April 2009 |
Annually |
£1+ |
0.45 |
0.36 |
0.45 |
| Monthly |
£1+ |
0.20 |
0.16 |
0.20 |
Regular Saver Plus
Bonus rate includes a conditional bonus of 2.00% paid annually on anniversary of account opening, subject to one deposit made each month and no more than one withdrawal per calendar year.
Rates effective from 30 December 2009 |
Annually (inc. bonus) |
£1+ |
2.10 |
1.68 |
2.10 |
| Annually (exc. bonus) |
£1+ |
0.10 |
0.08 |
0.10 |
‘AER’ stands for Annual Equivalent Rate, a notional rate which illustrates what the interest rate would be if paid and compounded on an annual basis. ‘Gross’ interest is the contractual rate of interest payable before the deduction of income tax.
Please read the Terms and Conditions below which relate to each of our savings accounts.
*The rate of tax is subject to legislation and may vary in future
Whenever the Newcastle revises its rates, notification and details of any changes are always published in one of the following ways: