Newcastle Building Society - Home

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Transfer your mortgage to a new home

If you already have a mortgage with Newcastle Building Society and are looking to move home, then you might be able to switch your existing mortgage to do so.

Did you know you can switch your existing mortgage to your new property without having to pay off your existing mortgage in full or pay any Early Repayment Charges? This process is called porting and most of our mortgages allow this. 

So you may find that switching your current mortgage is the most straightforward option for you when buying your new home.

Porting your mortgage

If you’re an existing Newcastle Building Society mortgage customer, you can apply to:

  • Switch all or part of your mortgage, or
  • Switch your mortgage and borrow more if needed. Please note if you need to borrow more, this will be from one of our preferential existing customer mortgage rates available at the point of application.

If you're thinking about moving, and are wondering whether switching your mortgage to your new home is your best option, one of our team of qualified mortgage advisers will be pleased to discuss this with you. 

To make an appointment to speak to one of our qualified mortgage advisers, call us on 0345 606 4488.

YOUR MORTGAGE WILL BE SECURED ON YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE