If you’re thinking of remortgaging your existing property, we have a range of remortgage products that could be suitable for you.
If you have a Standard Variable Rate (SVR) mortgage, or a mortgage that is about to revert onto a SVR, you may be able to make savings by remortgaging with us. There are many benefits of moving your mortgage to us, including:
- Cashback or free legal fees available on selected products to help you with the costs of remortgaging
- Free standard valuation fee on properties up to £500k on selected products
- 10% overpayments per year, along with an additional £499 monthly overpayment allowance on all products
- The option to borrow up to 95% of your home's value, including any additional borrowing you may take at the same time
- Free advice from our team of qualified mortgage advisers, with no expectation to proceed
A personal service
Throughout your mortgage journey with us, from helping with affordability through to issuing the application, you have one dedicated point of contact. All of our team are friendly and personable and you will have direct access to them.
Flexibility and individuality
Your application isn’t reviewed by a computer; we have a team of underwriters who work closely with your mortgage adviser to review your personal situation and circumstances. This allows us to be flexible and efficient when making a decision.
Home insurance
SmartQuote is an easy and fast way to get a home insurance* quote. Answer five simple questions and SmartQuote does the rest. By using publicly available data sources, SmartQuote gives us all the information we need to give you a quote on the spot.
Getting started
A remortgage is the process of switching your existing mortgage on your home to a new lender. In simple terms, the new mortgage is used to pay off the existing mortgage, using the same property as security against the loan.
The need to remortgage most often occurs when you are coming to the end of your current mortgage deal and your rate is increasing. Or perhaps your deal has already expired and you have been moved on to a higher rate. Either way, a remortgage will help you change to a mortgage that is more suitable for your current circumstances. But, how do you know when it’s the right time to remortgage your home? Read our when to remortgage guide to find out more.
The process of a remortgage is relatively straightforward but there are several things to consider. You may want to weigh up the pros and cons of switching to a new deal with your existing lender vs. remortgaging. You can also determine how much you can borrow before proceeding. Regardless of how far along you are in your remortgage journey, our comprehensive guide to the remortgage process can help.
View our complete range of mortgages
YOUR MORTGAGE WILL BE SECURED ON YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The adviser was very helpful and reassuring, everything was handled in a friendly and efficient manner.
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*Buildings and contents insurance is arranged by Newcastle Building Society and underwritten by Liverpool Victoria Insurance Company Limited. To get a quote and apply online you will be transferred to their website. Their terms and conditions and cookie policy may differ from Newcastle Building Society’s so please read them carefully.