Straightforward financial advice, expertly tailored to you
Newcastle Financial Advisers makes financial planning easy, with specialist advice designed to meet your individual, family, or business goals.
At the first meeting, your dedicated financial adviser will get to know you, your current situation and needs. Then they’ll clearly explain your options to help achieve your financial ambitions.
There'll be no cost for the first consultation. During this meeting your adviser will make sure you’re clear about our products, services and charges. So you feel confident about your decisions every step of the way.
Three steps towards securing your financial future
A collaborative three-step process provides financial advice tailored to you:
Explore
Meet your friendly financial adviser at one of our branches, on the phone or a video call. They’ll explore your financial situation and needs. You’ll explain any money worries you might have and your aims and aspirations for the future. The adviser will then clearly outline how they can help and the costs involved, without any pressure. If you're happy to progress, your adviser will guide you to the next step.
Review
Your adviser will gather your personal and financial information and details of your existing commitments. They’ll also ask you to complete an attitude to risk survey, to gain an understanding of how much risk, if any, you’re willing to take with your money. Your adviser will also evaluate your current financial situation and explore various options to create a tailored financial plan.
You decide
At a follow-up meeting, your financial adviser will present your tailored solution. Based on your discussions and their research, it will focus on your main aspirations. Which could include retirement planning, protecting an inheritance or supporting your children. Your adviser may also use their expertise to suggest additional opportunities you may want to consider.
Putting your plan in place
Only the recommendations you choose will be carried out, putting you in control. There’s no fee if you decide to walk away at this point. If you want to go ahead, your adviser will:
- Agree the recommendations you want to implement
- Share any charges, including extra costs
- Complete the relevant applications
- Ask you for any additional information needed
Before you sign any documents, you need to make sure the information you’ve provided is correct. Your adviser will monitor any applications and make sure you receive the right paperwork.
Checking your plan’s performance
It’s essential to continually review your arrangements. This will make sure your financial plan continues to meet your needs and performs as intended. You can choose the kind of support you receive, including ongoing support and advice on demand. As well as how you want to pay for it.
Covering your financial planning needs
Invest your money
If you have a longer term goal, where you would be happy to put your money away for five or more years, then investing could be for you.
Plan your retirement
No matter how and when you’d like to retire, financial advice is essential to establishing the right plan for your retirement.
Pass on your wealth
From finding out if Inheritance Tax will affect you, to plans that lay the foundations of your family’s future, speaking to a Financial Adviser is a great place to start.
Protect your loved ones
Far from being a luxury, life and serious illness insurance should be considered essential. With several different types of cover available, it is important to get advice.
THERE ARE RISKS INVOLVED WITH INVESTING. THE VALUE OF YOUR INVESTMENTS AND ANY INCOME FROM THEM CAN FALL AS WELL AS RISE AND YOU MAY NOT GET BACK THE AMOUNT YOU ORIGINALLY INVESTED.
HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.
As part of The Openwork Partnership, Newcastle Financial Advisers can give you access to an extensive range of products. Every product recommended is carefully selected, ensuring peace of mind whatever your financial aspirations.
Newcastle Financial Advisers is built on service, trust and long-term relationships. They're on-hand if the unexpected happens. And you can choose to meet regularly with your financial adviser to optimise your financial plan to help meet your financial goals.
What it costs
Approved by The Openwork Partnership on 22/04/2024.