Mortgages

We know how important it is for you to get the right mortgage deal.

So whether you're buying your first home, moving house or looking to re-mortgage we have the knowledge to help you make the right decision.

Find the right mortgage for you Book an appointment now

Our Current Mortgages

Our fixed-rate mortgages give you the security of a set monthly repayment for a specific period, regardless of how interest rates may perform.

  • The interest rate stays the same for a set period of time
  • Your payments won't increase during your fixed period
  • Can help you budget and plan ahead
View our fixed rate mortgages

Our tracker mortgages reflect the Bank of England Base Rate and as the Base Rate rises and falls your tracker will track these changes, so your repayments could rise or fall.

  • Your mortgage rate will reflect the Bank of England Base Rate
  • If the Bank of England Base Rate increases then your monthly payments will increase
  • Provides you with the flexibility to follow the Bank of England Base Rate
View our tracker mortgages

Our LISA mortgages and Deposit Booster mortgages are only available to Newcastle Building Society Lifetime ISA account holders. 

  • Designed to help you reach your goal of owning a property
  • Only available to Newcastle Building Society LISA account holders
  • Available up to 95% loan to value
View our LISA mortgages

Our self-employed mortgage range gives you the ability to obtain a mortgage even when you have been trading for only a limited time. We look at each case individually as we know that not everyone has the same needs.

We try to make applying for a mortgage with us as simple as possible and only request:

  • One Year’s Account
  • Or an SA302 and corresponding tax year overview form
View our Self Employed Mortgage products

We are committed to helping people in the North East make the first move onto the property ladder, move home or simply save a bit of cash through a remortgage.

  • Designed to support our heartland which includes the North East and Cumbria
  • Postcode areas: NE, SR, DH, TD15, TD12, DL, TS, CA1 - 11
View our North East mortgage exclusives
Your mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.