Mortgages

Our fixed-rate mortgages give you the security of a set monthly repayment for a specific period, regardless of how interest rates may perform.

• The interest rate stays the same for a set period of time
• Your payments won't increase during your fixed period
• Can help you budget and plan ahead

Our tracker mortgages reflect the Bank of England Base Rate and as the Base Rate rises and falls your tracker will track these changes, so your repayments could rise or fall.

• Your mortgage rate will reflect the Bank of England Base Rate
• If the Bank of England Base Rate increases then your monthly payments will increase
• Provides you with the flexibility to follow the Bank of England Base Rate

Our self-employed mortgage range gives you the ability to obtain a mortgage even when you have been trading for only a limited time. We look at each case individually as we know that not everyone has the same needs.

We try to make applying for a mortgage with us as simple as possible and only request:

• One Year’s Account
• Or an SA302 and corresponding tax year overview form

We are committed to helping people in the North East make the first move onto the property ladder, move home or simply save a bit of cash through a remortgage.

• Designed to support our heartland which includes the North East and Cumbria
• Postcode areas: NE, SR, DH, TD15, TD12, DL, TS, CA1 - 11