Our fixed-rate mortgages give you the security of a set monthly repayment for a specific period, regardless of how interest rates may perform.

• The interest rate stays the same for a set period of time
• Your payments won't increase during your fixed period
• Can help you budget and plan ahead

Our tracker mortgages reflect the Bank of England Base Rate and as the Base Rate rises and falls your tracker will track these changes, so your repayments could rise or fall.

• Your mortgage rate will reflect the Bank of England Base Rate
• If the Bank of England Base Rate increases then your monthly payments will increase
• Provides you with the flexibility to follow the Bank of England Base Rate

Our Discount Rate mortgage gives you a discount off our Standard Variable Rate (SVR). The discount period is set a specific period of time and payments will vary as and when we make a change to our SVR.

• Offers a Discount from the lenders Standard Variable Rate (SVR)
• At the end of the Discounted period the interest rate will generally revert to Standard Variable Rate - this will have a higher rate of interest
• Variable Rate product over a set period of time