Variable - Standard Variable Rate

A variable rate mortgage might be the most cost effective for you in the short term, as long as you are prepared to take the risk that the interest rate, and your monthly payments, might rise in the future. With a high maximum loan to value, our variable rate mortgages are popular with customers who require the flexibility to make increased overpayments to their mortgage.


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An initial rate* of Followed by The overall cost for comparison is Maximum Loan to Value Fees
Standard Variable Rate
5.99% 5.99% 6.2% 95% £0 Find out more
Which then reverts to our Standard Variable Rate (currently 5.99%) on 31st July 2024 APR
Your mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

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