Help to Buy: ISA

We understand how hard it can be to take your first step onto the property ladder which is why we are taking part in the government’s Help to Buy: ISA initiative.

The Help to Buy: ISA is designed to reward people who are saving for their first home. So, if you’re saving towards your first home, opening a Help to Buy: ISA is a wise first step.  

Including Bonus 1.25% GROSS/AER*
Excluding Bonus 0.25% GROSS/AER*

Summary Information

Account Name Help to Buy: ISA
Interest Rates (AERs) Monthly (Variable, Including Bonus): 1.25% Gross*/1.26% AER**
Monthly (Variable, Excluding Bonus): 0.25% Gross*/0.25% AER**
Tax Status Interest will be paid Gross*
Conditions for bonus payment A 25% government bonus will be calculated and paid on the closing balance of the Help to Buy: ISA by the Eligible Conveyancer on the customer’s request to close their Help to Buy: ISA
Withdrawal arrangements Penalty free and without notice. Please note: Should you transfer or withdraw funds from this product to a non Help to Buy: ISA, you will not be able to reinstate these funds unless the purchase of your property falls through. If this happens you’ll be provided with a failure notice which can be sent back to us and we’ll repatriate your funds into a new Help to Buy: ISA. You will not be entitled to claim the 25% government scheme bonus for the funds withdrawn from this account
Access In branch, by post or online
Additional information

Interest Payment: Interest and Bonus are calculated daily and will be paid into your account monthly on the 1st of each month.

Minimum Initial Investment: £1

Maximum Initial Investment: £1,200

Minimum Monthly Investment: £0

Maximum Monthly Investment: £200

Minimum Account Balance: £1. The minimum balance eligible for the 25% government bonus payment is £1600

Maximum Account Balance: The total closing balance eligible for the 25% government bonus payment is £12,000

View additional information

Terms and Conditions

Please make sure you've read the terms and conditions before applying

Ways to Apply


It only takes a few minutes to complete your application online

Apply Online


Please give us a call on 03457 344 345 and we will post an application form to you.

Apply by Post


Visit your local branch with proof of identity and residence and we'll open the account for you.

Apply in Branch

It takes about 10 mins

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